Analysis
Is $39,678 in first-year earnings worth $24,757 in debt? For geoscience programs nationally, these estimated figures represent the median outcome, suggesting University of Vermont's program likely tracks with typical results in this field rather than standing out as either exceptional or particularly risky. The 0.62 debt-to-earnings ratio lands in manageable territory—graduates would dedicate roughly 62% of their first-year salary to debt if they paid it off immediately, which translates to sustainable monthly payments under standard repayment plans.
The challenge lies in geoscience's field-specific reality: many career paths require graduate work for meaningful advancement. If your student plans to continue their education, that initial $39,678 salary becomes a stepping stone rather than a career outcome, and the debt calculation changes accordingly. Similar programs nationwide produce graduates earning between roughly $35,000 and $44,000 in their first year, so there's limited upside in the immediate term regardless of which program your student chooses.
Given that these figures come from peer programs rather than Vermont's specific outcomes, the key question becomes whether Vermont's academic strengths—a selective admission profile with an average SAT of 1357 and access to New England field research opportunities—justify the cost when comparable programs produce similar estimated results. The debt load is moderate rather than alarming, but families should consider whether graduate school is likely on the horizon and factor that into the total education investment.
Where University of Vermont Stands
Earnings vs. debt across all geological and earth sciences/geosciences bachelors's programs nationally
Compare to Similar Programs Nationally
Geological and Earth Sciences/Geosciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $18,890 | $39,678* | — | $24,757* | — | |
| $7,708 | $50,894* | — | $20,250* | 0.40 | |
| $13,426 | $50,645* | — | $27,000* | 0.53 | |
| $10,497 | $50,150* | — | $26,250* | 0.52 | |
| $12,978 | $49,786* | $45,772 | $26,500* | 0.53 | |
| $11,852 | $49,727* | $51,550 | $25,750* | 0.52 | |
| National Median | — | $39,678* | — | $24,757* | 0.62 |
Career Paths
Occupations commonly associated with geological and earth sciences/geosciences graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Geoscientists, Except Hydrologists and Geographers
Hydrologists
Atmospheric, Earth, Marine, and Space Sciences Teachers, Postsecondary
Chemistry Teachers, Postsecondary
Geological Technicians, Except Hydrologic Technicians
Hydrologic Technicians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Vermont, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 103 similar programs. Actual outcomes may vary.