Analysis
A debt load around $25,250 for a physics degree from UVA sits right at the national median, but the estimated first-year earnings—drawn from three comparable Virginia programs—tell a more complicated story. At roughly $46,600, these projected earnings trail what Virginia Tech physics graduates report earning ($58,061) by nearly $12,000. That's a meaningful gap when you're looking at one of the state's most selective universities, particularly given UVA's 17% admission rate and sky-high SAT scores. The 0.54 debt-to-earnings ratio suggests manageable repayment in theory, but it assumes those peer program earnings will hold true for UVA graduates.
Physics degrees typically offer strong long-term prospects as graduates move into research positions, graduate school, or pivot into fields like data science and engineering. The national benchmark of $47,670 suggests UVA should be competitive here, and the program's rigor combined with the university's reputation could translate into better outcomes than these estimates indicate. However, without actual graduate data, you're making assumptions about outcomes based on other Virginia programs that may serve different student populations or have different industry connections.
The real question is whether UVA's physics program leverages its selectivity and resources into career outcomes that justify the investment. Until the program produces enough graduates for the DOE to report actual data, you're operating on informed speculation rather than evidence specific to this program.
Where University of Virginia-Main Campus Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Virginia
Physics bachelors's programs at peer institutions in Virginia (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $20,986 | $46,641* | — | $25,250* | — | |
| $15,478 | $58,061* | $67,271 | $27,000* | 0.47 | |
| $20,484 | $46,641* | — | —* | — | |
| $16,458 | $39,804* | — | $25,250* | 0.63 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Virginia-Main Campus, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in VA. Actual outcomes may vary.