Est. Earnings (1yr)
$46,641
Est. from VA median (3 programs)
Est. Median Debt
$25,250
Est. from VA median (3 programs)

Analysis

A debt load around $25,250 for a physics degree from UVA sits right at the national median, but the estimated first-year earnings—drawn from three comparable Virginia programs—tell a more complicated story. At roughly $46,600, these projected earnings trail what Virginia Tech physics graduates report earning ($58,061) by nearly $12,000. That's a meaningful gap when you're looking at one of the state's most selective universities, particularly given UVA's 17% admission rate and sky-high SAT scores. The 0.54 debt-to-earnings ratio suggests manageable repayment in theory, but it assumes those peer program earnings will hold true for UVA graduates.

Physics degrees typically offer strong long-term prospects as graduates move into research positions, graduate school, or pivot into fields like data science and engineering. The national benchmark of $47,670 suggests UVA should be competitive here, and the program's rigor combined with the university's reputation could translate into better outcomes than these estimates indicate. However, without actual graduate data, you're making assumptions about outcomes based on other Virginia programs that may serve different student populations or have different industry connections.

The real question is whether UVA's physics program leverages its selectivity and resources into career outcomes that justify the investment. Until the program produces enough graduates for the DOE to report actual data, you're operating on informed speculation rather than evidence specific to this program.

Where University of Virginia-Main Campus Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in Virginia

Physics bachelors's programs at peer institutions in Virginia (24 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
University of Virginia-Main CampusCharlottesville$20,986$46,641*$25,250*
Virginia Polytechnic Institute and State UniversityBlacksburg$15,478$58,061*$67,271$27,000*0.47
Virginia Military InstituteLexington$20,484$46,641**
Virginia Commonwealth UniversityRichmond$16,458$39,804*$25,250*0.63
National Median$47,670*$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Virginia-Main Campus, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in VA. Actual outcomes may vary.