Median Earnings (1yr)
$43,325
26th percentile (40th in FL)
Median Debt
$22,500
13% below national median
Debt-to-Earnings
0.52
Manageable
Sample Size
19
Limited data

Analysis

Business graduates from the University of West Florida start at $43,325—about $3,000 below Florida's median and $4,000 below the national average for business degrees. While this places the program in the 40th percentile statewide, the relatively modest $22,500 debt load keeps the financial equation manageable. That debt-to-earnings ratio of 0.52 means graduates owe roughly half their first-year salary, which is sustainable for most entry-level business careers. However, the small sample size (under 30 graduates) means these figures could shift significantly with more data.

The gap matters when you look at alternatives: Florida State graduates start $4,000 higher, and the University of South Florida—another public option—beats UWF by $2,000. Even among accessible business programs, UWF's outcomes trail the pack. For a family weighing public universities in Florida, the lower debt is a real advantage, but it doesn't fully offset the earnings gap over time.

This program works best for students who prioritize staying in the Pensacola area or who secured substantial scholarships that push their actual debt well below that $22,500 median. If your student has multiple Florida public options, compare actual financial aid packages carefully—the earning differences could compound to $10,000+ over just the first few years of working.

Where University of West Florida Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

University of West FloridaOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of West Florida graduates compare to all programs nationally

University of West Florida graduates earn $43k, placing them in the 26th percentile of all business/commerce bachelors programs nationally.

Compare to Similar Programs in Florida

Business/Commerce bachelors's programs at peer institutions in Florida (19 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of West Florida$43,325—$22,5000.52
DeVry University-Florida$57,020$56,664$47,2360.83
Strayer University-Florida$55,431$59,763$56,5171.02
Rollins College$51,001$74,225$26,0000.51
Florida State University$47,342$49,126——
University of South Florida$45,357$50,844$19,5720.43
National Median$47,506—$26,0000.55

Other Business/Commerce Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
DeVry University-Florida
Orlando
$17,488$57,020$47,236
Strayer University-Florida
Tampa
$13,920$55,431$56,517
Rollins College
Winter Park
$58,300$51,001$26,000
Florida State University
Tallahassee
$5,656$47,342—
University of South Florida
Tampa
$6,410$45,357$19,572

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of West Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 19 graduates with debt data. Small samples may not be representative.