Management Information Systems and Services at University of West Florida

Looking at Florida's MIS bachelor's programs, the estimated $56,000 first-year earnings track right at the state median—though notably $10,000 below what Florida State and Florida Tech graduates typically earn. The estimated $19,361 debt load is better than both state and national medians, yielding a debt-to-earnings ratio of 0.35 that suggests manageable repayment. For context, peer MIS programs across Florida range from about $56,000 to $66,000 in first-year earnings, so there's significant variation in early outcomes depending on which school students attend.

The practical math works in your favor: at this debt level and estimated earnings, loan payments would consume roughly 10-12% of gross income under standard repayment—tight but workable for a tech-focused business degree. MIS programs generally offer stronger job prospects than general business degrees, with skills in database management, systems analysis, and IT project management translating reasonably well to Florida's growing tech sector in Tampa, Jacksonville, and Orlando.

The key uncertainty here is whether UWF's specific program matches these statewide estimates or falls short. Given that the strongest FL programs produce 15-20% higher earnings, you'd want to investigate UWF's employer connections, internship placement, and whether graduates land at larger corporations or smaller regional businesses. For a moderately selective school in a smaller market like Pensacola, the estimated outcomes seem realistic but not exceptional for an MIS degree.