Median Earnings (1yr)
$27,563
20th percentile
40th percentile in Florida
Median Debt
$17,915
30% below national median

Analysis

University of West Florida's psychology program starts graduates at just $27,563—well below both Florida's $29,702 median and the national average. That initial gap matters because first jobs often set career trajectories, and UWF ranks in only the 20th percentile nationally. Even within Florida's competitive psychology market, this program sits at the 40th percentile, trailing state peers like USF and Palm Beach Atlantic by $5,000-$8,000 annually.

The silver lining is modest debt ($17,915, among the lowest nationally) and decent earnings growth—27% by year four brings graduates to $35,020. That's a faster climb than many psychology programs see. But here's the reality check: even after four years of gains, graduates still earn less than what many Florida psychology programs pay in year one. The low debt softens the blow somewhat, keeping the debt-to-earnings ratio manageable, but it doesn't offset the opportunity cost of starting significantly behind peers.

For families weighing this program, understand that the below-average earnings aren't just a first-year adjustment—they persist throughout the early career window. If your student is committed to psychology and values UWF's environment or has financial constraints that make the low debt crucial, it's workable. But if graduate school isn't part of the plan and early earning power matters, Florida has stronger psychology options at similar or only slightly higher costs.

Where University of West Florida Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of West Florida graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of West Florida$27,563$35,020+27%
University of Miami$30,417$47,513+56%
University of Florida-Online$26,003$46,888+80%
University of Florida$26,003$46,888+80%
Florida State University$30,140$44,481+48%

Compare to Similar Programs in Florida

Psychology bachelors's programs at peer institutions in Florida (44 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of West FloridaPensacola$6,360$27,563$35,020$17,9150.65
Trinity International University-FloridaMiami$14,180$39,980$24,5620.61
Saint Leo UniversitySaint Leo$28,360$36,139$35,931$32,4610.90
Palm Beach Atlantic UniversityWest Palm Beach$37,990$35,403$39,584$25,2810.71
University of South FloridaTampa$6,410$32,438$40,991$21,2670.66
Keiser University-Ft LauderdaleFort Lauderdale$24,136$32,346$35,291$49,6881.54
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of West Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 58 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.