Analysis
Similar physics programs across Wisconsin suggest graduates earn around $54,400 in their first year—a figure that places UW-Oshkosh's estimated outcomes right at the state median and notably above the $47,700 national benchmark. The estimated $26,300 in debt translates to a debt-to-earnings ratio of 0.48, meaning students would owe roughly half a year's salary. That's manageable territory for a STEM degree, particularly one that typically opens doors to graduate school or technical careers where salaries climb with experience.
What's striking is the range among Wisconsin physics programs. UW-River Falls reports first-year earnings of $62,200, while UW-Madison's figure sits at just $36,900—likely reflecting graduates pursuing advanced degrees rather than immediate employment. This variability underscores an important reality: physics degrees serve different pathways, and initial earnings depend heavily on whether graduates head straight into industry, teaching, or doctoral programs.
For families evaluating UW-Oshkosh specifically, the key uncertainty is whether this particular program's graduates actually mirror the state average or fall elsewhere in that wide range. The debt load appears reasonable, but without school-specific data, you're making this decision based on peer performance rather than proven track record. If your student plans to work immediately after graduation rather than continuing to graduate school, confirm what percentage of recent physics majors have done so and what industries hired them.
Where University of Wisconsin-Oshkosh Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Wisconsin
Physics bachelors's programs at peer institutions in Wisconsin (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,212 | $54,428* | — | $26,292* | — | |
| $8,606 | $62,196* | — | $30,000* | 0.48 | |
| $9,651 | $54,428* | $70,182 | $26,292* | 0.48 | |
| $11,205 | $36,878* | $69,988 | $20,500* | 0.56 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Oshkosh, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in WI. Actual outcomes may vary.