Analysis
Similar Urban Studies programs nationally suggest first-year earnings around $40,000—a modest start for a bachelor's degree. With an estimated debt load of $23,000, graduates would face a debt-to-earnings ratio of 0.57, which is manageable but requires careful financial planning in those early career years. The challenge is that Urban Studies careers often begin in government or nonprofit sectors where advancement can be slow and salaries lag behind private industry.
What makes this situation trickier is that we're working with estimates derived from peer programs nationally, not actual outcomes from UW-Oshkosh graduates. Urban Studies is a small major, and only three Wisconsin schools offer it, meaning there's limited state-level data to benchmark against. The national figures suggest this is a field where passion and mission matter more than immediate financial returns—graduates need to be comfortable with modest starting salaries while building the experience and networks that lead to better opportunities.
For parents weighing this investment, the estimated numbers point to a viable but not lucrative path. The debt burden is reasonable enough to manage on that salary, but there's little margin for error. If your student is drawn to urban planning, community development, or public policy work, the degree can open doors—just don't expect early financial rewards. Understanding that these are estimates based on similar programs elsewhere, not proven outcomes from this specific school, is essential for making an informed choice.
Where University of Wisconsin-Oshkosh Stands
Earnings vs. debt across all urban studies/affairs bachelors's programs nationally
Compare to Similar Programs Nationally
Urban Studies/Affairs bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,212 | $40,294* | — | $23,000* | — | |
| $14,850 | $58,171* | $81,737 | $14,444* | 0.25 | |
| $7,424 | $50,008* | $66,159 | $18,600* | 0.37 | |
| $68,230 | $48,731* | — | $14,000* | 0.29 | |
| $12,643 | $47,585* | $64,344 | $18,965* | 0.40 | |
| $12,817 | $47,585* | $64,344 | $18,965* | 0.40 | |
| National Median | — | $40,294* | — | $21,775* | 0.54 |
Career Paths
Occupations commonly associated with urban studies/affairs graduates
Sociologists
Social Sciences Teachers, Postsecondary, All Other
Urban and Regional Planners
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Oshkosh, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.