Analysis
A $54,000 first-year salary positions this program squarely at Wisconsin's median for physics bachelor's degrees and above the national median of $47,670. The estimated $26,292 in debt—derived from comparable UW System schools—produces a manageable 0.48 debt-to-earnings ratio, meaning graduates would owe roughly half their first-year salary. Similar Wisconsin programs vary significantly, from UW-River Falls at $62,000 to UW-Madison at $37,000, suggesting local factors matter more than the UW brand name alone.
The real question is trajectory. Physics graduates typically leverage their quantitative skills into higher-paying fields—data science, engineering, finance—where starting salaries can climb substantially. If your child views this degree as preparation for graduate school or a technical career pivot, the moderate debt load provides flexibility. However, if they're committed to physics research or teaching, those paths often require advanced degrees and offer lower initial compensation.
Stevens Point's 90% admission rate and accessible price point make this a reasonable entry point for a physics education, particularly for students who want the UW System credential without Madison's competition. The debt burden shouldn't be crippling, but given the limited actual data from this specific program, talk seriously with current students or recent alumni about where they've landed after graduation.
Where University of Wisconsin-Stevens Point Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Wisconsin
Physics bachelors's programs at peer institutions in Wisconsin (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,834 | $54,428* | — | $26,292* | — | |
| $8,606 | $62,196* | — | $30,000* | 0.48 | |
| $9,651 | $54,428* | $70,182 | $26,292* | 0.48 | |
| $11,205 | $36,878* | $69,988 | $20,500* | 0.56 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Stevens Point, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in WI. Actual outcomes may vary.