Analysis
Based on comparable physics programs in Wisconsin, UW-Whitewater graduates can expect first-year earnings around $54,400—right at the state median and notably above the $47,670 national benchmark for physics bachelor's degrees. The estimated $26,300 in debt produces a debt-to-earnings ratio of 0.48, meaning graduates would owe roughly half their first-year salary. This sits slightly above the national median debt for physics programs but remains manageable for a STEM credential.
What's striking is the variation among Wisconsin physics programs. While UW-River Falls reports first-year earnings of $62,200, UW-Madison—despite its prestige—shows graduates earning just $36,900 initially. This spread suggests that physics outcomes depend heavily on career path rather than university name alone. Students heading into industry roles typically earn more immediately than those pursuing graduate school or research positions, which may explain Madison's lower first-year figure.
For parents evaluating this program, the key question is career direction. If your student plans to enter the workforce after graduation, peer programs suggest solid earnings potential that comfortably supports the estimated debt load. However, since these figures come from only three Wisconsin programs with reported data, confirm UW-Whitewater's specific outcomes—particularly where recent graduates are landing jobs and in what sectors—before making your final decision.
Where University of Wisconsin-Whitewater Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Wisconsin
Physics bachelors's programs at peer institutions in Wisconsin (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,250 | $54,428* | — | $26,292* | — | |
| $8,606 | $62,196* | — | $30,000* | 0.48 | |
| $9,651 | $54,428* | $70,182 | $26,292* | 0.48 | |
| $11,205 | $36,878* | $69,988 | $20,500* | 0.56 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Whitewater, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in WI. Actual outcomes may vary.