Median Earnings (1yr)
$38,376
95th percentile (60th in WI)
Median Debt
$26,000
2% above national median
Debt-to-Earnings
0.68
Manageable
Sample Size
120
Adequate data

Analysis

UW-Whitewater's psychology program stands out nationally—graduates earn $38,376 in their first year, nearly $7,000 above the national median for psychology majors and ranking in the 95th percentile nationwide. That's impressive performance for a program at an accessible state university with an 83% admission rate. The $26,000 in typical debt translates to a manageable debt-to-earnings ratio of 0.68, meaning graduates owe less than nine months of their first-year salary.

The Wisconsin context matters here: while this program excels nationally, it performs at the 60th percentile within the state, where psychology programs generally pay better than the national average. Still, UW-Whitewater outperforms the state median of $35,139, and earnings grow to $45,048 by year four—a solid 17% increase that shows career progression. Only a handful of Wisconsin schools see higher starting salaries, and most come with similar or higher debt loads.

For families worried about psychology's earning potential, this program offers reassurance. Graduates enter the workforce making livable wages immediately, with debt they can reasonably manage and clear career momentum. Among affordable state universities, UW-Whitewater delivers psychology outcomes that compete with—and often exceed—more selective institutions.

Where University of Wisconsin-Whitewater Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Wisconsin-WhitewaterOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Wisconsin-Whitewater graduates compare to all programs nationally

University of Wisconsin-Whitewater graduates earn $38k, placing them in the 95th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Wisconsin

Psychology bachelors's programs at peer institutions in Wisconsin (30 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Wisconsin-Whitewater$38,376$45,048$26,0000.68
Marian University$45,416—$28,4680.63
Lakeland University$42,355$42,673$38,8660.92
Wisconsin Lutheran College$39,874$46,913$27,0000.68
Ottawa University-Milwaukee$39,596—$27,5620.70
University of Wisconsin-Superior$38,262$41,077$24,8330.65
National Median$31,482—$25,5000.81

Other Psychology Programs in Wisconsin

Compare tuition, earnings, and debt across Wisconsin schools

SchoolIn-State TuitionEarnings (1yr)Debt
Marian University
Fond Du Lac
$33,000$45,416$28,468
Lakeland University
Plymouth
$32,286$42,355$38,866
Wisconsin Lutheran College
Milwaukee
$35,080$39,874$27,000
Ottawa University-Milwaukee
Brookfield
—$39,596$27,562
University of Wisconsin-Superior
Superior
$8,487$38,262$24,833

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Whitewater, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 120 graduates with reported earnings and 169 graduates with debt data. Small samples may not be representative.