Analysis
Based on peer programs nationally, this chemistry degree would leave graduates with roughly $25,000 in debt and starting salaries around $42,600—a manageable debt-to-earnings ratio of 0.59 that falls well within the "safe" range. That figure sits slightly below what chemistry graduates earn at Iowa's flagship universities ($44,847 at Iowa and $43,870 at Iowa State), but the difference amounts to just a few thousand dollars in first-year earnings.
The real question is whether Upper Iowa's open-access model (93% admission rate, below-average SAT scores) produces chemistry graduates who actually hit these benchmarks. Since the school's program is too small for the Department of Education to report actual outcomes, we're working with national estimates that may not reflect how this specific program prepares students for lab work, graduate school, or industry positions. Chemistry programs vary dramatically in their rigor, research opportunities, and employer connections—factors that matter enormously in a field where graduate degrees often determine career trajectories.
If your student is using this as a stepping stone to graduate school or medical programs, scrutinize the acceptance rates and research opportunities carefully. The debt level won't be crushing if the program delivers on that $42,600 estimate, but you're investing based on what comparable programs achieve, not what Upper Iowa's own graduates have demonstrated.
Where Upper Iowa University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Iowa
Chemistry bachelors's programs at peer institutions in Iowa (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $19,000 | $42,581* | — | $24,994* | — | |
| $10,964 | $44,847* | — | $25,956* | 0.58 | |
| $10,497 | $43,870* | — | $23,250* | 0.53 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Upper Iowa University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.