Analysis
Utah Valley University's accounting associate's program appears financially manageable based on what similar programs nationally produce. Peer accounting programs at the associate's level typically generate first-year earnings around $37,000, while debt loads at comparable institutions average about $16,000βcreating a debt-to-earnings ratio of 0.43 that suggests graduates would need roughly five months of gross income to cover their educational borrowing.
This positions accounting more favorably than many associate's degrees. The field offers clear career progression, with bookkeeping and entry-level accounting roles providing stable employment while students consider whether to pursue a bachelor's degree. The relatively modest debt burden matters hereβat $16,000, this represents less than half a year's typical earnings, leaving room for living expenses while making payments.
The challenge is that we're working entirely from national patterns since Utah Valley's specific outcomes aren't publicly available due to small graduate cohorts. For a parent, this means understanding that your child would be entering a generally reliable field where the numbers work, but you're betting on them matching outcomes from programs elsewhere rather than seeing a proven track record from this particular school. If your student plans to work while completing the degree or already has accounting connections in Utah, the modest debt exposure makes this a relatively low-risk credential to pursue.
Where Utah Valley University Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,270 | $37,001* | β | $15,979* | β | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | β* | β | |
| $6,270 | $48,832* | β | $19,254* | 0.39 | |
| National Median | β | $37,000* | β | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utah Valley University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.