Analysis
A debt-to-earnings ratio near 0.5 suggests manageable financial risk for Utah Valley's physics program, with estimated first-year earnings of $47,670 against roughly $23,400 in debt. However, these figures derive from national medians across similar programs, not UVU's actual graduate outcomes. What's concerning is the gap: other Utah physics programs show a median of $53,706 in first-year earnings—about $6,000 higher—and BYU graduates are earning nearly $69,000. This suggests UVU's program may underperform its in-state peers, though without actual data we can't confirm whether UVU follows this pattern or offers better value.
The core question is whether a physics bachelor's opens sufficient doors at this earnings level. For students planning graduate school (common in physics), the modest debt load provides flexibility. But if your child expects the bachelor's to be a terminal degree leading to immediate career employment, comparable Utah programs appear to position graduates for stronger starting salaries. The $47,670 estimate would make debt repayment feasible, but it's below what physics majors typically command in this state.
Ask UVU directly about graduate school placement rates and where their physics alumni actually land. Without reported outcomes, you're betting on whether this program matches its peers or falls short of the state pattern.
Where Utah Valley University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Utah
Physics bachelors's programs at peer institutions in Utah (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,270 | $47,670* | — | $23,424* | — | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $9,315 | $38,748* | $69,676 | $21,990* | 0.57 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utah Valley University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.