Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
Based on comparable accounting programs across New York, Utica's bachelor's degree appears to track with the state median—$51,525 in estimated first-year earnings against roughly $25,000 in debt. That 0.49 debt-to-earnings ratio falls in reasonable territory for a traditional four-year accounting program, though it's worth noting that New York's accounting landscape shows dramatic variation, with top-tier programs placing graduates at salaries 40-50% higher.
The challenge here is visibility. When data gets suppressed due to small graduate cohorts, it becomes harder to assess whether Utica's outcomes mirror the state average or diverge significantly from it. Accounting credentials typically lead to relatively predictable career pathways—CPA-track positions, corporate finance roles, tax preparation—but starting salaries can vary substantially based on employer location and firm size. The estimated figures suggest outcomes that would be workable rather than exceptional, particularly if your child plans to work in smaller upstate New York markets where cost of living and salary expectations differ from downstate metros.
The practical question: Can your child launch a stable accounting career from this program without crushing debt? The estimated numbers say yes, assuming the actuals don't deviate dramatically. But if they're competitive enough for Syracuse or Binghamton—schools with substantially higher documented earnings—the return on investment calculation shifts considerably.
Where Utica University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in New York
Accounting bachelors's programs at peer institutions in New York (76 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,308 | $51,525* | — | $25,363* | — | |
| $61,992 | $76,473* | $96,453 | $23,970* | 0.31 | |
| $63,061 | $75,294* | $85,784 | $27,000* | 0.36 | |
| $10,363 | $74,151* | $84,365 | $19,500* | 0.26 | |
| $46,140 | $71,436* | $79,786 | $23,250* | 0.33 | |
| $37,840 | $70,344* | $84,281 | $27,000* | 0.38 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utica University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 45 similar programs in NY. Actual outcomes may vary.