Median Earnings (1yr)
$38,356
19th percentile (40th in NY)
Median Debt
$26,149
1% above national median
Debt-to-Earnings
0.68
Manageable
Sample Size
41
Adequate data

Analysis

Utica University's business program delivers earnings that sit right at the state median but trail significantly behind the national average—a meaningful gap when you're paying similar debt loads either way. Starting at $38,356 and rising to $42,056 after four years, graduates earn roughly $3,600 less than the typical New York business major and over $7,000 below the national figure. The debt burden of $26,149 is entirely typical, which means the real challenge is the earnings side of the equation.

The 10% earnings growth over four years is modest, though it at least points in the right direction. What's harder to justify is the comparison to other New York options: the state's top business programs deliver first-year earnings 70-200% higher than Utica's. Even accounting for selectivity differences (Utica accepts 87% of applicants), that's a substantial gap. The school serves a meaningful population of Pell-eligible students, which adds social value, but families should recognize they're paying middle-of-the-pack prices for below-average earning outcomes.

If your child is committed to staying in central New York or has strong institutional fit reasons for choosing Utica, this program won't sink them—the debt-to-earnings ratio under 0.7 is manageable. But purely as a financial investment, this business degree underperforms both state and national alternatives at similar price points.

Where Utica University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Utica UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Utica University graduates compare to all programs nationally

Utica University graduates earn $38k, placing them in the 19th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Business Administration, Management and Operations bachelors's programs at peer institutions in New York (94 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Utica University$38,356$42,056$26,1490.68
Manhattan University$113,777$104,296$25,3280.22
Excelsior University$70,191$14,7370.21
Clarkson University$65,887$76,141$24,7570.38
Syracuse University$65,009$71,365$27,0000.42
Yeshiva University$61,312$65,800$22,0000.36
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Manhattan University
Riverdale
$50,850$113,777$25,328
Excelsior University
Albany
$70,191$14,737
Clarkson University
Potsdam
$57,950$65,887$24,757
Syracuse University
Syracuse
$63,061$65,009$27,000
Yeshiva University
New York
$49,900$61,312$22,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Utica University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.