Analysis
Utica University's business program delivers earnings that sit right at the state median but trail significantly behind the national averageβa meaningful gap when you're paying similar debt loads either way. Starting at $38,356 and rising to $42,056 after four years, graduates earn roughly $3,600 less than the typical New York business major and over $7,000 below the national figure. The debt burden of $26,149 is entirely typical, which means the real challenge is the earnings side of the equation.
The 10% earnings growth over four years is modest, though it at least points in the right direction. What's harder to justify is the comparison to other New York options: the state's top business programs deliver first-year earnings 70-200% higher than Utica's. Even accounting for selectivity differences (Utica accepts 87% of applicants), that's a substantial gap. The school serves a meaningful population of Pell-eligible students, which adds social value, but families should recognize they're paying middle-of-the-pack prices for below-average earning outcomes.
If your child is committed to staying in central New York or has strong institutional fit reasons for choosing Utica, this program won't sink themβthe debt-to-earnings ratio under 0.7 is manageable. But purely as a financial investment, this business degree underperforms both state and national alternatives at similar price points.
Where Utica University Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Earnings Distribution
How Utica University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Utica University | $38,356 | $42,056 | +10% |
| Manhattan University | $113,777 | $104,296 | -8% |
| Rensselaer Polytechnic Institute | $47,925 | $82,861 | +73% |
| Marist University | $53,766 | $78,615 | +46% |
| Fordham University | $58,341 | $78,039 | +34% |
Compare to Similar Programs in New York
Business Administration, Management and Operations bachelors's programs at peer institutions in New York (94 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $24,308 | $38,356 | $42,056 | $26,149 | 0.68 | |
| $50,850 | $113,777 | $104,296 | $25,328 | 0.22 | |
| β | $70,191 | β | $14,737 | 0.21 | |
| $57,950 | $65,887 | $76,141 | $24,757 | 0.38 | |
| $63,061 | $65,009 | $71,365 | $27,000 | 0.42 | |
| $49,900 | $61,312 | $65,800 | $22,000 | 0.36 | |
| National Median | β | $45,703 | β | $26,000 | 0.57 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utica University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 41 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.