Analysis
Utica's psychology program starts slow but shows something worth noticing: earnings jump 54% by year four, climbing from roughly $31,000 to over $47,000. That trajectory matters more than the initial stumble below both state and national medians. By year four, graduates are earning significantly more than typical psychology majors nationwide, suggesting either strong employer connections or graduates who successfully leverage the degree into higher-paying adjacent fields. At a school with an 87% admission rate, that kind of upward mobility is noteworthy.
The debt picture looks manageable at $26,000βclose to both state and national normsβbut that first-year salary creates a tight financial window. Your child will likely need family support or careful budgeting early on, even with the relatively modest debt load. The key question is whether they can weather that initial period and position themselves for the kind of growth other graduates have achieved.
This program works best for students who view psychology as a foundation rather than an endpoint, and who can afford some runway time after graduation. If your child needs immediate earnings or is comparing to New York's top performers (where starting salaries exceed $40,000), Utica falls short. But for a student entering an accessible program with solid growth potential, the four-year picture tells a more optimistic story than the starting salary suggests.
Where Utica University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Utica University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Utica University | $30,715 | $47,426 | +54% |
| Cornell University | $36,630 | $64,146 | +75% |
| Fordham University | $28,256 | $58,590 | +107% |
| Binghamton University | $30,023 | $58,122 | +94% |
| Ithaca College | $27,814 | $55,104 | +98% |
Compare to Similar Programs in New York
Psychology bachelors's programs at peer institutions in New York (92 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $24,308 | $30,715 | $47,426 | $26,000 | 0.85 | |
| $7,410 | $48,299 | $41,272 | $19,462 | 0.40 | |
| β | $43,574 | β | $28,914 | 0.66 | |
| $7,352 | $39,868 | $41,004 | $11,700 | 0.29 | |
| $7,630 | $39,188 | $40,013 | $29,050 | 0.74 | |
| $21,810 | $38,918 | $37,736 | $20,500 | 0.53 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utica University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 52 graduates with debt data. Small samples may not be representative.