Psychology at Utica University
Bachelor's Degree
Analysis
Utica's psychology program starts slow but shows something worth noticing: earnings jump 54% by year four, climbing from roughly $31,000 to over $47,000. That trajectory matters more than the initial stumble below both state and national medians. By year four, graduates are earning significantly more than typical psychology majors nationwide, suggesting either strong employer connections or graduates who successfully leverage the degree into higher-paying adjacent fields. At a school with an 87% admission rate, that kind of upward mobility is noteworthy.
The debt picture looks manageable at $26,000—close to both state and national norms—but that first-year salary creates a tight financial window. Your child will likely need family support or careful budgeting early on, even with the relatively modest debt load. The key question is whether they can weather that initial period and position themselves for the kind of growth other graduates have achieved.
This program works best for students who view psychology as a foundation rather than an endpoint, and who can afford some runway time after graduation. If your child needs immediate earnings or is comparing to New York's top performers (where starting salaries exceed $40,000), Utica falls short. But for a student entering an accessible program with solid growth potential, the four-year picture tells a more optimistic story than the starting salary suggests.
Where Utica University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Utica University graduates compare to all programs nationally
Utica University graduates earn $31k, placing them in the 44th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New York
Psychology bachelors's programs at peer institutions in New York (92 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Utica University | $30,715 | $47,426 | $26,000 | 0.85 |
| CUNY Graduate School and University Center | $48,299 | $41,272 | $19,462 | 0.40 |
| Excelsior University | $43,574 | — | $28,914 | 0.66 |
| CUNY Medgar Evers College | $39,868 | $41,004 | $11,700 | 0.29 |
| Empire State University | $39,188 | $40,013 | $29,050 | 0.74 |
| Touro University | $38,918 | $37,736 | $20,500 | 0.53 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in New York
Compare tuition, earnings, and debt across New York schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| CUNY Graduate School and University Center New York | $7,410 | $48,299 | $19,462 |
| Excelsior University Albany | — | $43,574 | $28,914 |
| CUNY Medgar Evers College Brooklyn | $7,352 | $39,868 | $11,700 |
| Empire State University Saratoga Springs | $7,630 | $39,188 | $29,050 |
| Touro University New York | $21,810 | $38,918 | $20,500 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utica University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 52 graduates with debt data. Small samples may not be representative.