Analysis
Is $22,335 in debt manageable when first-year earnings land around $49,368? Based on comparable Business/Managerial Economics programs across Georgia, this debt-to-earnings ratio of 0.45 suggests graduates could reasonably handle the payment burden—though these figures represent what similar programs typically produce rather than verified outcomes from Valdosta State itself.
The estimated earnings align exactly with Georgia's median for this degree, putting graduates in the middle of the pack statewide but roughly $4,000 below the national benchmark. That gap isn't dramatic, but it's worth noting when programs at UGA and Kennesaw State are producing graduates who earn $2,000-$4,000 more annually. For a business economics degree—where quantitative skills and analytical training should command competitive salaries—landing at the state median rather than above it suggests this program performs adequately but doesn't stand out.
The real question is opportunity cost. With Valdosta State's high admission rate and the fact that half its students qualify for Pell grants, accessibility matters—and a sub-0.5 debt ratio means most graduates should stay current on loans. But if your child has options at Georgia's flagship or larger metro campuses where peer programs show stronger earnings trajectories, those few thousand dollars annually compound significantly over a career. This program appears financially viable, but not exceptional.
Where Valdosta State University Stands
Earnings vs. debt across all business/managerial economics bachelors's programs nationally
Compare to Similar Programs in Georgia
Business/Managerial Economics bachelors's programs at peer institutions in Georgia (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,007 | $49,368* | — | $22,335* | — | |
| $11,180 | $53,094* | $74,548 | $22,419* | 0.42 | |
| $5,786 | $51,932* | $60,758 | $22,250* | 0.43 | |
| $8,478 | $49,368* | $60,715 | $19,500* | 0.39 | |
| $8,998 | $49,187* | $77,352 | —* | — | |
| $5,905 | $39,233* | $56,461 | $29,580* | 0.75 | |
| National Median | — | $53,219* | — | $22,250* | 0.42 |
Career Paths
Occupations commonly associated with business/managerial economics graduates
Economists
Environmental Economists
Financial Risk Specialists
Management Analysts
Economics Teachers, Postsecondary
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Valdosta State University, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in GA. Actual outcomes may vary.