Median Earnings (1yr)
$36,716
88th percentile (80th in TN)
Median Debt
$11,209
56% below national median
Debt-to-Earnings
0.31
Manageable
Sample Size
24
Limited data

Analysis

Vanderbilt's psychology program ranks among the elite performers in Tennessee—80th percentile statewide and 88th nationally—but the real story is the remarkably low debt burden. At just $11,209, graduates carry less than half the national median ($25,500) and roughly $14,000 less than typical Tennessee psychology students. That 0.31 debt-to-earnings ratio means graduates can pay off their loans in roughly four months of their first-year salary, a financial position most psychology majors can only dream about.

The earnings trajectory looks strong too. Starting at $36,716 puts Vanderbilt graduates ahead of Rhodes College and nearly matches Trevecca Nazarene, while the 49% jump to $54,652 by year four suggests these students are moving into positions beyond entry-level social services roles. Within Tennessee's psychology landscape, only Rhodes posts slightly higher first-year earnings, yet Vanderbilt students achieve comparable outcomes with far less debt.

The major caveat: this data comes from fewer than 30 graduates, so individual career choices could swing these numbers significantly. Still, the combination of elite institutional resources, minimal debt, and strong placement relative to both state and national benchmarks makes this an appealing option for students serious about psychology—especially compared to programs that saddle graduates with $25,000+ in debt for lower earnings potential. The low debt alone provides crucial flexibility for graduate school or nonprofit work.

Where Vanderbilt University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Vanderbilt UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Vanderbilt University graduates compare to all programs nationally

Vanderbilt University graduates earn $37k, placing them in the 88th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Psychology bachelors's programs at peer institutions in Tennessee (34 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Vanderbilt University$36,716$54,652$11,2090.31
Rhodes College$37,563$53,414$24,5890.65
Trevecca Nazarene University$37,019—$21,3750.58
The University of the South$35,379$45,835$17,1480.48
Middle Tennessee State University$32,433$35,287$22,0000.68
University of Memphis$31,582$38,074$27,0000.85
National Median$31,482—$25,5000.81

Other Psychology Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rhodes College
Memphis
$54,892$37,563$24,589
Trevecca Nazarene University
Nashville
$29,790$37,019$21,375
The University of the South
Sewanee
$53,698$35,379$17,148
Middle Tennessee State University
Murfreesboro
$9,506$32,433$22,000
University of Memphis
Memphis
$10,344$31,582$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Vanderbilt University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 34 graduates with debt data. Small samples may not be representative.