Median Earnings (1yr)
$29,462
33rd percentile (40th in VA)
Median Debt
$23,199
9% below national median
Debt-to-Earnings
0.79
Manageable
Sample Size
518
Adequate data

Analysis

Virginia Commonwealth University's psychology program starts graduates at below-average salaries but delivers impressive 50% earnings growth over four years. While first-year earnings of $29,462 trail both national and Virginia medians, the jump to $44,078 by year four puts graduates well above typical psychology earners and competitive with Virginia's top programs.

The debt picture offers genuine relief compared to most psychology programs. At $23,199, VCU graduates carry about $2,800 less debt than the Virginia average and $2,300 less than nationally. This lower debt load, combined with the strong earnings trajectory, creates a manageable financial situation—the debt-to-earnings ratio of 0.79 is reasonable for a psychology degree, where many programs struggle with higher ratios.

Among Virginia's 41 psychology programs, VCU ranks in the 40th percentile for earnings, which is modest but not concerning given the strong growth pattern. The program's accessibility (93% admission rate) means your child can likely get in, and the substantial earnings improvement suggests VCU provides real career development support. For families seeking a psychology degree that balances affordability with solid long-term prospects, VCU presents a practical choice—just expect a few lean years after graduation before the earnings growth kicks in.

Where Virginia Commonwealth University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Virginia Commonwealth UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Virginia Commonwealth University graduates compare to all programs nationally

Virginia Commonwealth University graduates earn $29k, placing them in the 33th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Psychology bachelors's programs at peer institutions in Virginia (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Virginia Commonwealth University$29,462$44,078$23,1990.79
Virginia Military Institute$44,163$60,540$19,2500.44
William & Mary$36,818$51,232$19,3790.53
George Mason University$36,326$48,517$21,0000.58
University of Richmond$36,309$51,312$25,5000.70
University of Virginia-Main Campus$36,121$60,347$19,5000.54
National Median$31,482—$25,5000.81

Other Psychology Programs in Virginia

Compare tuition, earnings, and debt across Virginia schools

SchoolIn-State TuitionEarnings (1yr)Debt
Virginia Military Institute
Lexington
$20,484$44,163$19,250
William & Mary
Williamsburg
$25,040$36,818$19,379
George Mason University
Fairfax
$13,815$36,326$21,000
University of Richmond
University of Richmond
$62,600$36,309$25,500
University of Virginia-Main Campus
Charlottesville
$20,986$36,121$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Virginia Commonwealth University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 518 graduates with reported earnings and 670 graduates with debt data. Small samples may not be representative.