Median Earnings (1yr)
$33,626
5th percentile
Median Debt
$26,416
21% above national median
Debt-to-Earnings
0.79
Manageable
Sample Size
39
Adequate data

Analysis

VCU's Urban Studies program graduates start well below national expectations at $33,626—landing in just the 5th percentile nationally for this field. While that initial figure looks concerning, the trajectory tells a different story: earnings jump 57% to $52,812 by year four, ultimately surpassing both the national median ($40,294) and the 75th percentile ($46,712) for Urban Studies programs nationwide. The debt load of $26,416 is reasonable, creating a manageable 0.79 debt-to-earnings ratio even in that difficult first year.

The state comparison provides limited insight since VCU appears to be Virginia's only Urban Studies program, but the pattern here is clear: this is a slow-burn credential. That first year after graduation looks rough—possibly reflecting the realities of entry-level work in urban planning or municipal government—but graduates who stick with the field see substantial income growth. The admission rate of 93% and moderate Pell representation (30%) suggest this serves as an accessible pathway for students interested in city planning and urban policy work.

For families comfortable with a challenging first year or two after graduation, the math works out. But students will need patience and likely some financial cushion to get through that initial period before earnings catch up to where they should be.

Where Virginia Commonwealth University Stands

Earnings vs. debt across all urban studies/affairs bachelors's programs nationally

Virginia Commonwealth UniversityOther urban studies/affairs programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Virginia Commonwealth University graduates compare to all programs nationally

Virginia Commonwealth University graduates earn $34k, placing them in the 5th percentile of all urban studies/affairs bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Virginia

Urban Studies/Affairs bachelors's programs at peer institutions in Virginia

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Virginia Commonwealth University$33,626$52,812$26,4160.79
National Median$40,294—$21,7750.54

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Virginia Commonwealth University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.