Liberal Arts and Sciences, General Studies and Humanities at Warner University

Warner University's $20,000 median debt sits well below both the Florida median ($25,571) and national median ($27,000) for liberal arts programs—a meaningful advantage that puts this program in the 85th percentile nationally for keeping debt manageable. With 53% of students receiving Pell grants, this lower debt burden matters considerably for the families who need it most.

The challenge lies in the earnings picture. Based on 11 comparable Florida programs, first-year earnings around $35,361 would be typical for liberal arts graduates in the state. That translates to a debt-to-earnings ratio of 0.57, which is workable but leaves little room for error. Similar programs at larger Florida institutions like UCF ($48,391) and USF ($45,230) produce substantially higher starting salaries, though these schools likely draw from different geographic markets and may serve different student populations. Warner's more selective 48% admission rate and lower average SAT scores suggest it serves students who may have fewer alternatives.

For families weighing this option, the relatively low debt provides a safety net that shouldn't be dismissed—graduating with $20,000 rather than $25,000-$27,000 reduces monthly payments and financial stress in those crucial early career years. However, the estimated earnings reflect what's typical for liberal arts degrees statewide, not what Warner specifically delivers. If your child has access to the larger public universities where outcomes appear stronger, those merit serious consideration.