Analysis
A debt-to-earnings ratio near 0.6 is manageable, but the uncertainty here matters more than usual. Chemistry programs in Iowa vary significantly—the state's flagship institutions report first-year earnings around $44,000, while peer programs nationwide suggest similar outcomes. For Wartburg, we're working entirely from estimates: both the $42,581 earnings figure and $24,994 debt load are derived from comparable programs elsewhere, not actual outcomes for this specific school's chemistry graduates.
The challenge with a small chemistry program at a less selective institution is that career outcomes can swing widely based on what individual students do with the degree. Some pursue graduate work in chemistry or related fields, others pivot to teaching or industry lab positions, and outcomes differ dramatically. Without actual data on where Wartburg's chemistry graduates land, you're essentially betting that this program performs like the typical bachelor's-level chemistry program nationally—neither exceptionally strong nor weak.
For around $25,000 in debt, that bet might be reasonable if your child has strong graduate school prospects or clear industry connections. But recognize you're making this decision with less information than you'd have at Iowa's larger public universities, where actual outcomes are reported and the career pipelines are more established. Ask the department directly about recent graduate placements and graduate school admission rates before committing.
Where Wartburg College Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Iowa
Chemistry bachelors's programs at peer institutions in Iowa (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,040 | $42,581* | — | $24,994* | — | |
| $10,964 | $44,847* | — | $25,956* | 0.58 | |
| $10,497 | $43,870* | — | $23,250* | 0.53 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wartburg College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.