Analysis
A bachelor's in physics from Wartburg comes with an estimated debt load of $23,120—actually lower than both the national median and the typical Iowa physics program. When peer programs nationally suggest first-year earnings around $47,670, that creates a debt-to-earnings ratio under 0.5, which means graduates would owe less than half their expected first-year salary. That's a manageable starting point, particularly for a field where graduate school often follows and where the bachelor's degree opens doors to engineering, data science, and technical roles beyond traditional physics careers.
The challenge is that with only 75 physics programs reporting earnings data nationally (out of 790 total), and Iowa programs too small to provide reported outcomes, we're working with broad estimates. Physics programs vary enormously based on research opportunities, equipment quality, and faculty connections—factors that determine whether graduates land $40,000 lab technician roles or $60,000 engineering positions. Wartburg's 99% admission rate and modest SAT scores suggest it serves a different student population than research-intensive universities where physics majors might have stronger industry pipelines.
For families considering this path, the estimated numbers suggest reasonable financial risk if your student is genuinely committed to physics or adjacent STEM fields. But recognize you're making this decision with limited visibility into where Wartburg physics graduates actually end up—talking directly with recent alumni would add crucial insight the data can't provide.
Where Wartburg College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,040 | $47,670* | — | $23,120* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wartburg College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.