Analysis
With $27,000 in estimated debt against first-year earnings around $38,000, Wartburg's social work program appears to track closely with Iowa norms—but the four-year earnings drop to $33,904 raises immediate questions. Based on comparable programs across Iowa, social work graduates typically see steady or rising earnings after their first year, not a $4,000 decline. This backward trajectory suggests either unusual employment patterns among recent graduates or data quirks that make it hard to assess the program's true trajectory.
The debt load itself is manageable by social work standards, representing about 71% of first-year earnings. That's better than many helping professions where debt can easily exceed annual income. However, social work salaries in Iowa remain compressed—even the top-performing programs in the state barely crack $43,000. Wartburg's estimated outcomes place it in the middle of the pack, behind Briar Cliff and Grand View but roughly aligned with the state's flagship institutions.
For parents considering this investment, the core challenge isn't Wartburg-specific—it's whether social work economics work at all. The degree requires significant debt for salaries that remain stubbornly modest, regardless of where you study. If your child is committed to this field, Wartburg's estimated debt burden won't sink them, but don't expect the bachelor's degree alone to provide much financial cushioning. Many social workers need graduate credentials to advance, which means potentially layering more debt onto these foundation costs.
Where Wartburg College Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Wartburg College | — | $33,904 | — |
| University of Iowa | $39,285 | $46,843 | +19% |
| Mount Mercy University | $37,303 | $44,621 | +20% |
| University of Northern Iowa | $37,257 | $41,868 | +12% |
| Luther College | $30,372 | $41,186 | +36% |
Compare to Similar Programs in Iowa
Social Work bachelors's programs at peer institutions in Iowa (14 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,040 | $38,294* | $33,904 | $27,000* | — | |
| $35,534 | $42,935* | — | $37,564* | 0.87 | |
| $33,450 | $40,736* | — | $25,837* | 0.63 | |
| $10,964 | $39,285* | $46,843 | $25,180* | 0.64 | |
| $39,070 | $37,303* | $44,621 | $25,677* | 0.69 | |
| $9,728 | $37,257* | $41,868 | $22,847* | 0.61 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wartburg College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in IA. Actual outcomes may vary.