Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
Is a philosophy degree from a highly selective liberal arts college worth $23,000 in debt? The estimated figures here—drawn from three Massachusetts philosophy programs—suggest first-year earnings around $40,377, which translates to a debt-to-earnings ratio of 0.57. That's manageable by most standards, representing roughly seven months of gross income. But context matters: Wellesley's 14% admission rate and 1513 average SAT score signal that students here typically have strong alternative options, and the question becomes whether philosophy is the right vehicle for their credentials.
Philosophy majors face a particular challenge in the labor market. The national median of $31,652 tells you that many graduates struggle initially, though comparable Massachusetts programs track slightly higher. The estimated $40,377 here matches the state median exactly, suggesting typical outcomes for the region rather than a standout return. For families paying Wellesley's price tag—or taking on debt beyond federal loans—this matters. The ROI calculus depends heavily on whether your child views philosophy as preparation for law school, graduate study, or specific career paths where the Wellesley network delivers value.
The bottom line: Philosophy can be intellectually rewarding, but the estimated numbers point to moderate early earnings even from a prestigious institution. If your child is set on this path, ensure they have a clear plan for leveraging the degree—whether that's professional school, strategic internships, or career services support that Wellesley's resources should provide.
Where Wellesley College Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Philosophy bachelors's programs at peer institutions in Massachusetts (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $64,320 | $40,377* | — | $23,000* | — | |
| $67,680 | $47,345* | $47,768 | $18,000* | 0.38 | |
| $65,168 | $40,377* | $47,043 | $25,750* | 0.64 | |
| $15,496 | $36,581* | $41,381 | —* | — | |
| National Median | — | $31,652* | — | $22,641* | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wellesley College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.