Median Earnings (1yr)
$34,748
33rd percentile (40th in KY)
Median Debt
$26,000
1% below national median
Debt-to-Earnings
0.75
Manageable
Sample Size
54
Adequate data

Analysis

Western Kentucky's social work program lands near the middle of the pack among Kentucky options, with first-year earnings of $34,748 that barely budge over the next three years. This is about $2,500 below the state median and roughly $1,000 behind nearby competitors like Morehead State. With $26,000 in typical debt—actually lower than Kentucky's median for social work programs—graduates face manageable monthly payments, but there's little earnings momentum to outpace them.

The stagnant salary trajectory is the real concern here. Social work careers often see modest pay growth industry-wide, but essentially flat earnings from year one to year four suggests graduates may struggle to advance or are clustering in entry-level positions longer than ideal. The debt-to-earnings ratio of 0.75 isn't alarming for a helping profession, but it doesn't provide much cushion either when salaries hover in the mid-$30,000s throughout your twenties.

If your child is committed to social work and prefers staying in Kentucky, this program delivers standard preparation at a reasonable price. But for an extra $2,000-3,000 in earnings annually, schools like Brescia or Northern Kentucky might offer better early-career positioning. The accessible admission standards mean your student won't face steep entry barriers, though they should enter expecting modest paychecks and limited salary progression in those critical first years after graduation.

Where Western Kentucky University Stands

Earnings vs. debt across all social work bachelors's programs nationally

Western Kentucky UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Western Kentucky University graduates compare to all programs nationally

Western Kentucky University graduates earn $35k, placing them in the 33th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Social Work bachelors's programs at peer institutions in Kentucky (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Western Kentucky University$34,748$35,206$26,0000.75
Brescia University$37,841$43,165$49,2541.30
Northern Kentucky University$37,037$39,098$28,9060.78
University of Kentucky$36,312$38,817$26,8750.74
Morehead State University$35,300$35,689$32,0020.91
University of Louisville$35,257$40,047$25,2090.72
National Median$37,296—$26,3620.71

Other Social Work Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Brescia University
Owensboro
$30,450$37,841$49,254
Northern Kentucky University
Highland Heights
$10,896$37,037$28,906
University of Kentucky
Lexington
$13,212$36,312$26,875
Morehead State University
Morehead
$9,838$35,300$32,002
University of Louisville
Louisville
$12,828$35,257$25,209

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Kentucky University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 54 graduates with reported earnings and 77 graduates with debt data. Small samples may not be representative.