Analysis
The small sample size here makes precise conclusions difficult, but Western New England's psychology program appears to deliver middling outcomes for Massachusetts—beating the national average but falling short of typical Massachusetts results. First-year earnings of $33,825 land in the 68th percentile nationally yet only the 40th percentile statewide, where the typical psychology graduate earns $36,873. That $3,000 gap matters in a state where living costs run high.
The debt picture is reasonable: $26,000 creates a manageable 0.77 debt-to-earnings ratio, meaning graduates owe less than one year's salary. That's workable for a psychology degree, which often requires graduate school for higher-earning career paths. However, Massachusetts offers stronger alternatives at similar or even lower debt levels—schools like Holy Cross and Williams deliver $8,000-10,000 higher starting salaries that compound significantly over time.
For families paying Massachusetts prices (even at an 83% admission rate school), this program doesn't maximize the investment. If your child is set on psychology and Western New England for other reasons—campus fit, specific faculty, location in Springfield—the debt load won't be crushing. But if maximizing early career earnings matters, look at the state's stronger programs. The real risk isn't the debt itself; it's spending four years in Massachusetts and graduating with below-state-median earning power in an already modest-paying field.
Where Western New England University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Western New England University graduates compare to all programs nationally
Compare to Similar Programs in Massachusetts
Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $46,430 | $33,825 | — | $26,000 | 0.77 | |
| $58,150 | $62,218 | — | $25,494 | 0.41 | |
| $67,680 | $44,760 | $59,196 | $18,000 | 0.40 | |
| $64,860 | $43,943 | $57,158 | $13,416 | 0.31 | |
| $39,212 | $43,646 | $50,853 | $27,000 | 0.62 | |
| $60,850 | $41,099 | $56,085 | $27,000 | 0.66 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Western New England University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 64 graduates with debt data. Small samples may not be representative.