Analysis
Based on similar social work bachelor's programs in Massachusetts, students here would likely borrow $27,000 to earn around $40,000 in their first yearβa debt ratio of 0.67 that falls within manageable territory for this helping profession. These figures align closely with both state and national medians for the field, suggesting Western New England follows a typical trajectory rather than standing out as either exceptional or concerning.
The challenge lies in what we can't see. Peer programs across Massachusetts show significant spread, with Salem State and UMass Boston graduates earning over $45,000 while Westfield State sits below $39,000. Where Western New England actually falls within that $7,000 range matters enormously for loan repayment. Social work salaries grow modestly over time, so starting position determines financial trajectory for years to come.
For families weighing this investment, the estimated numbers suggest neither a red flag nor a green light. The debt load won't be crushing, but social work requires realistic expectations about earning potential. If your child is committed to direct practice or community services, the financial picture appears workable. If they're uncertain about the field or considering alternatives, programs like Salem State or UMass Boston with documented higher outcomes might justify the comparison shopping.
Where Western New England University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Social Work bachelors's programs at peer institutions in Massachusetts (14 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $46,430 | $40,161* | β | $27,000* | β | |
| $11,978 | $45,450* | $41,045 | $27,000* | 0.59 | |
| $15,496 | $45,227* | $47,217 | $27,947* | 0.62 | |
| $11,389 | $41,187* | $45,628 | $27,000* | 0.66 | |
| $42,061 | $40,161* | $48,462 | $31,682* | 0.79 | |
| $11,882 | $38,596* | $48,979 | $27,000* | 0.70 | |
| National Median | β | $37,296* | β | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Western New England University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MA. Actual outcomes may vary.