Analysis
A debt-to-earnings ratio of 0.56 suggests manageable financial footing, though chemistry graduates face a notably difficult landscape in New Mexico. Based on national data from similar bachelor's programs, first-year earnings around $43,000 with debt under $24,000 creates a reasonable starting point—you're looking at monthly loan payments that shouldn't overwhelm an entry-level science salary. However, New Mexico's chemistry market tells a different story: the University of New Mexico reports actual graduate earnings of just $30,000, roughly 30% below what peer programs nationally produce.
This gap matters because Western New Mexico likely reflects regional employment realities more than national averages. Silver City's rural location and New Mexico's limited industrial chemistry sector mean graduates may need to relocate for positions matching national salary expectations, or accept lower local wages that could stretch that debt burden considerably. The high percentage of Pell recipients (42%) suggests many students here need these earnings projections to work out—there's less family cushion if the job search takes time or requires an expensive move.
The path forward depends on your child's mobility and career plans. If they're willing to leave the state for pharmaceutical, materials science, or quality control roles in regions with stronger chemistry employment, the estimated figures offer a workable foundation. If staying in New Mexico is the goal, assume earnings closer to $30,000 and plan accordingly—that shifts the debt ratio from comfortable to tight.
Where Western New Mexico University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in New Mexico
Chemistry bachelors's programs at peer institutions in New Mexico (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,868 | $42,581* | — | $23,675* | — | |
| $8,115 | $30,122* | $44,573 | $26,343* | 0.87 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Western New Mexico University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.