Analysis
Westfield State's psychology program starts graduates at just $31,179, placing them in the bottom quarter among Massachusetts psychology programs—a significant gap in a state where the median psychology graduate earns nearly $37,000. However, the trajectory here tells a more interesting story than the starting point suggests.
The 42% earnings jump from year one to year four is notable for a psychology bachelor's program, pushing graduates to $44,155 and demonstrating that early struggles don't necessarily define the long-term outcome. The manageable $27,000 debt load means graduates aren't crushed by payments while they work their way up, though that first year will still be financially tight. For context, top Massachusetts programs like Bentley start psychology grads at more than double Westfield's first-year earnings, but those students also face different debt profiles and attend more selective institutions.
The practical reality: families choosing Westfield State are likely prioritizing affordability and access (81% admission rate, reasonable debt) over maximizing initial earning power. If your student plans to pursue graduate school—common in psychology—the lower debt burden could be an advantage. But if they need strong immediate earnings after graduation, Massachusetts offers psychology programs with considerably better starting positions. This program works for students comfortable with a slower financial start in exchange for accessible state school pricing.
Where Westfield State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Westfield State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Westfield State University | $31,179 | $44,155 | +42% |
| Boston College | $44,760 | $59,196 | +32% |
| Williams College | $43,943 | $57,158 | +30% |
| College of the Holy Cross | $41,099 | $56,085 | +36% |
| University of Massachusetts-Amherst | $32,223 | $53,442 | +66% |
Compare to Similar Programs in Massachusetts
Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,882 | $31,179 | $44,155 | $27,000 | 0.87 | |
| $58,150 | $62,218 | — | $25,494 | 0.41 | |
| $67,680 | $44,760 | $59,196 | $18,000 | 0.40 | |
| $64,860 | $43,943 | $57,158 | $13,416 | 0.31 | |
| $39,212 | $43,646 | $50,853 | $27,000 | 0.62 | |
| $60,850 | $41,099 | $56,085 | $27,000 | 0.66 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Westfield State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 145 graduates with reported earnings and 180 graduates with debt data. Small samples may not be representative.