Median Earnings (1yr)
$31,179
47th percentile (25th in MA)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.87
Manageable
Sample Size
145
Adequate data

Analysis

Westfield State's psychology program starts graduates at just $31,179, placing them in the bottom quarter among Massachusetts psychology programs—a significant gap in a state where the median psychology graduate earns nearly $37,000. However, the trajectory here tells a more interesting story than the starting point suggests.

The 42% earnings jump from year one to year four is notable for a psychology bachelor's program, pushing graduates to $44,155 and demonstrating that early struggles don't necessarily define the long-term outcome. The manageable $27,000 debt load means graduates aren't crushed by payments while they work their way up, though that first year will still be financially tight. For context, top Massachusetts programs like Bentley start psychology grads at more than double Westfield's first-year earnings, but those students also face different debt profiles and attend more selective institutions.

The practical reality: families choosing Westfield State are likely prioritizing affordability and access (81% admission rate, reasonable debt) over maximizing initial earning power. If your student plans to pursue graduate school—common in psychology—the lower debt burden could be an advantage. But if they need strong immediate earnings after graduation, Massachusetts offers psychology programs with considerably better starting positions. This program works for students comfortable with a slower financial start in exchange for accessible state school pricing.

Where Westfield State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Westfield State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Westfield State University graduates compare to all programs nationally

Westfield State University graduates earn $31k, placing them in the 47th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Westfield State University$31,179$44,155$27,0000.87
Bentley University$62,218—$25,4940.41
Boston College$44,760$59,196$18,0000.40
Williams College$43,943$57,158$13,4160.31
Endicott College$43,646$50,853$27,0000.62
College of the Holy Cross$41,099$56,085$27,0000.66
National Median$31,482—$25,5000.81

Other Psychology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bentley University
Waltham
$58,150$62,218$25,494
Boston College
Chestnut Hill
$67,680$44,760$18,000
Williams College
Williamstown
$64,860$43,943$13,416
Endicott College
Beverly
$39,212$43,646$27,000
College of the Holy Cross
Worcester
$60,850$41,099$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Westfield State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 145 graduates with reported earnings and 180 graduates with debt data. Small samples may not be representative.