Analysis
A debt-to-earnings ratio of 0.57 suggests manageable student loans—borrowers would owe roughly half their first-year salary—but these figures come from national patterns rather than Westminster's actual graduate outcomes. The estimated $27,000 in debt sits slightly above the national median for business bachelor's programs ($26,000), while the projected $47,506 first-year earnings matches the national median exactly. This middle-of-the-road profile neither excites nor alarms, though the lack of specific data from Westminster makes it harder to judge whether this program delivers distinct advantages.
Business degrees typically offer practical career pathways, and Utah's strong economy could provide local opportunities. However, with only three schools in the state offering comparable programs and none reporting actual outcomes publicly, parents can't easily benchmark Westminster against state alternatives. The school's 69% admission rate and modest Pell grant enrollment (25%) suggest it serves a traditional student population, but without program-specific placement or salary data, you're essentially betting on national averages holding true for this particular institution.
The math works on paper—monthly loan payments would consume a reasonable portion of typical starting salaries—but recognize you're making this decision with borrowed data. Before committing, push Westminster for concrete placement rates, specific employer relationships, and alumni outcomes in your child's intended career path. National medians tell you what's possible; you need to know what's probable at this school specifically.
Where Westminster University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs Nationally
Business/Commerce bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $41,416 | $47,506* | — | $27,000* | — | |
| $11,678 | $94,041* | — | —* | — | |
| $60,438 | $77,828* | $115,546 | $19,500* | 0.25 | |
| $64,758 | $76,722* | $91,708 | $18,899* | 0.25 | |
| $54,844 | $74,886* | $90,608 | $15,000* | 0.20 | |
| $63,141 | $74,868* | $91,376 | $24,000* | 0.32 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Westminster University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 242 similar programs. Actual outcomes may vary.