Analysis
A physics bachelor's degree typically commands strong starting salaries, and the $47,670 estimated for this program aligns with the national median. However, the estimated debt load of $23,120 runs considerably higher than what other Missouri physics programs typically produce—about $16,000 at the state median. That gap matters when you're looking at a private liberal arts college versus larger public institutions that may offer similar physics training at lower cost.
The debt-to-earnings ratio of 0.49 suggests manageable repayment in theory—roughly half a year's salary. But this estimate is drawn from national peers rather than William Jewell's actual graduate outcomes, which the Department of Education suppresses due to small sample sizes. Physics cohorts at smaller colleges can vary significantly year to year depending on individual student trajectories and whether graduates pursue industry jobs, research positions, or graduate school immediately after graduation.
For families weighing this investment, the key question is whether William Jewell's smaller class sizes and personalized attention justify the premium over Missouri's public options. If your child thrives in close-knit academic environments and the extra $7,000 in debt feels sustainable, the estimated outcomes don't raise red flags. But if cost is a primary concern, comparable programs in Missouri appear to deliver similar career prospects with substantially less borrowing.
Where William Jewell College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $19,890 | $47,670* | — | $23,120* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At William Jewell College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.