Analysis
A debt-to-earnings ratio near 0.5 suggests manageable borrowing, but the limited scale of William Woods' physics program makes it difficult to assess what actual graduates achieve. Based on comparable programs nationally, a bachelor's in physics typically leads to first-year earnings around $47,700โa solid starting point for STEM careers. However, the estimated $23,100 debt load sits noticeably above what similar physics programs in Missouri typically produce (around $16,000 median), raising questions about whether this smaller program justifies its higher price point.
Physics degrees generally open doors to diverse careers in research, engineering, and technology, where earnings tend to climb substantially after the first year. The challenge here is that small cohort sizes mean the school hasn't reported actual outcomes data, making it impossible to know whether William Woods' specific curriculum, faculty connections, or alumni network translate to opportunities comparable to larger state universities in Missouri. For a field where graduate school is common and where the reputation of your undergraduate program can matter for admissions and research opportunities, this uncertainty carries extra weight.
If your child is committed to physics and specifically drawn to William Woods' small-class environment, request concrete placement data: where have recent graduates landed jobs or been accepted to graduate programs? Without verifiable outcomes for this particular program, you're essentially betting on the broader strength of physics degrees rather than this institution's proven track record in the field.
Where William Woods University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
Scroll to see more โ
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $28,860 | $47,670* | โ | $23,120* | โ | |
| $7,214 | $70,150* | โ | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | โ* | โ | |
| $66,104 | $68,215* | โ | โ* | โ | |
| $50,920 | $65,316* | โ | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | โ | $47,670* | โ | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At William Woods University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.