Analysis
Based on comparable physics programs in Wisconsin, this bachelor's degree suggests first-year earnings around $54,400 against an estimated $23,100 in debt—a 0.42 ratio that puts graduates in a manageable position to handle loan payments. That debt level actually runs below what similar physics programs typically carry (Wisconsin's median is $26,300), while the earnings estimate matches the state median exactly. For context, physics bachelor's programs nationally produce median earnings of $47,700, so Wisconsin programs generally track higher.
The challenge with Wisconsin Lutheran's small cohort size is that we can't see how this specific program compares to larger Wisconsin physics departments that do report data. UW-River Falls graduates earn $62,200 in their first year, while UW-Madison's physics graduates surprisingly start at just $36,900—showing that even within the state, outcomes vary dramatically based on what graduates do immediately after college. Physics degrees open doors to everything from lab technician roles to graduate school preparation, and that first destination matters enormously.
For parents evaluating this program, the estimated numbers suggest reasonable financial positioning—monthly loan payments would consume roughly 10-12% of gross income based on peer program outcomes. But the wide variation among Wisconsin physics programs means you'll want to understand what specific career support and graduate school placement this smaller department provides. The degree's value hinges heavily on where students land after graduation.
Where Wisconsin Lutheran College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Wisconsin
Physics bachelors's programs at peer institutions in Wisconsin (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,080 | $54,428* | — | $23,120* | — | |
| $8,606 | $62,196* | — | $30,000* | 0.48 | |
| $9,651 | $54,428* | $70,182 | $26,292* | 0.48 | |
| $11,205 | $36,878* | $69,988 | $20,500* | 0.56 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wisconsin Lutheran College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in WI. Actual outcomes may vary.