Median Earnings (1yr)
$38,169
95th percentile
60th percentile in Massachusetts
Median Debt
$24,394
4% below national median

Analysis

Worcester State's psychology program punches well above its weight class, landing in the 95th percentile nationally for graduate earnings—a remarkable achievement for a school with a 90% admission rate. At $38,169 in first-year earnings, graduates out-earn the national psychology median by more than $6,600, though Massachusetts context tells a more nuanced story: this ranks at the 60th percentile statewide, reflecting the Bay State's generally strong outcomes in this field.

The $24,394 median debt is notably lower than both state and national averages, creating a manageable 0.64 debt-to-earnings ratio that compares favorably to many psychology programs. Graduates see solid 16% earnings growth to $44,120 by year four, suggesting the degree opens doors to progression rather than leaving them stuck in entry-level positions. While this can't match elite private schools like Bentley ($62K) or Boston College ($45K), those programs often carry significantly higher price tags.

For families seeking affordable access to a psychology degree with legitimately strong outcomes, Worcester State delivers. The combination of lower debt and above-average earnings creates real financial breathing room after graduation—something many psychology majors at higher-priced institutions don't enjoy. This is a program where the modest admission requirements don't translate to modest career outcomes.

Where Worcester State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Worcester State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Worcester State University$38,169$44,120+16%
Boston College$44,760$59,196+32%
Williams College$43,943$57,158+30%
College of the Holy Cross$41,099$56,085+36%
University of Massachusetts-Amherst$32,223$53,442+66%

Compare to Similar Programs in Massachusetts

Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Worcester State UniversityWorcester$11,286$38,169$44,120$24,3940.64
Bentley UniversityWaltham$58,150$62,218$25,4940.41
Boston CollegeChestnut Hill$67,680$44,760$59,196$18,0000.40
Williams CollegeWilliamstown$64,860$43,943$57,158$13,4160.31
Endicott CollegeBeverly$39,212$43,646$50,853$27,0000.62
College of the Holy CrossWorcester$60,850$41,099$56,085$27,0000.66
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Worcester State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 141 graduates with reported earnings and 197 graduates with debt data. Small samples may not be representative.