Psychology at Worcester State University
Bachelor's Degree
Analysis
Worcester State's psychology program punches well above its weight class, landing in the 95th percentile nationally for graduate earnings—a remarkable achievement for a school with a 90% admission rate. At $38,169 in first-year earnings, graduates out-earn the national psychology median by more than $6,600, though Massachusetts context tells a more nuanced story: this ranks at the 60th percentile statewide, reflecting the Bay State's generally strong outcomes in this field.
The $24,394 median debt is notably lower than both state and national averages, creating a manageable 0.64 debt-to-earnings ratio that compares favorably to many psychology programs. Graduates see solid 16% earnings growth to $44,120 by year four, suggesting the degree opens doors to progression rather than leaving them stuck in entry-level positions. While this can't match elite private schools like Bentley ($62K) or Boston College ($45K), those programs often carry significantly higher price tags.
For families seeking affordable access to a psychology degree with legitimately strong outcomes, Worcester State delivers. The combination of lower debt and above-average earnings creates real financial breathing room after graduation—something many psychology majors at higher-priced institutions don't enjoy. This is a program where the modest admission requirements don't translate to modest career outcomes.
Where Worcester State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Worcester State University graduates compare to all programs nationally
Worcester State University graduates earn $38k, placing them in the 95th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Massachusetts
Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Worcester State University | $38,169 | $44,120 | $24,394 | 0.64 |
| Bentley University | $62,218 | — | $25,494 | 0.41 |
| Boston College | $44,760 | $59,196 | $18,000 | 0.40 |
| Williams College | $43,943 | $57,158 | $13,416 | 0.31 |
| Endicott College | $43,646 | $50,853 | $27,000 | 0.62 |
| College of the Holy Cross | $41,099 | $56,085 | $27,000 | 0.66 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Massachusetts
Compare tuition, earnings, and debt across Massachusetts schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Bentley University Waltham | $58,150 | $62,218 | $25,494 |
| Boston College Chestnut Hill | $67,680 | $44,760 | $18,000 |
| Williams College Williamstown | $64,860 | $43,943 | $13,416 |
| Endicott College Beverly | $39,212 | $43,646 | $27,000 |
| College of the Holy Cross Worcester | $60,850 | $41,099 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Worcester State University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 141 graduates with reported earnings and 197 graduates with debt data. Small samples may not be representative.