Analysis
Wright State's business associate degree carries an estimated $20,565 in debt—substantially higher than the national median of $13,437 for similar programs. Based on comparable business associate programs across Ohio, graduates might expect to earn around $38,871 in their first year, which puts the debt-to-earnings ratio at 0.53. That's manageable on paper, but the debt load itself deserves scrutiny.
The earnings estimate aligns with Ohio's median for these programs, which suggests typical outcomes rather than exceptional ones. At the national level, business associate degrees produce a median of $36,591, so Ohio programs perform slightly better. However, James A. Rhodes State College—also in Ohio—reports actual first-year earnings of $45,238 for its business associate graduates, demonstrating that stronger outcomes are possible within the state. The difference between Wright State's estimated trajectory and Rhodes' confirmed results is meaningful when you're carrying an extra $7,000 in debt compared to the national norm.
The practical concern here is whether the debt premium justifies attending Wright State over lower-cost alternatives. Community colleges across Ohio offer similar programs with potentially lower borrowing requirements, and some have graduates earning at or above these estimated figures. Given that these numbers are derived from peer programs rather than Wright State's actual track record, families should verify current tuition costs and explore whether starting at a community college might deliver comparable career preparation with less financial burden.
Where Wright State University-Main Campus Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Ohio
Business/Commerce associates's programs at peer institutions in Ohio (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,188 | $38,871* | — | $20,565* | — | |
| $4,657 | $45,238* | $37,556 | —* | — | |
| $7,272 | $38,871* | $37,721 | $20,565* | 0.53 | |
| $7,272 | $38,871* | $37,721 | $20,565* | 0.53 | |
| $7,272 | $38,871* | $37,721 | $20,565* | 0.53 | |
| $7,272 | $38,871* | $37,721 | $20,565* | 0.53 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wright State University-Main Campus, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in OH. Actual outcomes may vary.