Human Resources Management and Services at Xavier University

Xavier's HR program comes with an estimated debt load of $35,000—notably higher than both the Ohio median ($25,000) and the national median ($26,625) for this degree. That matters because similar Ohio programs suggest first-year earnings around $45,000, creating a debt-to-earnings ratio of 0.77. While this isn't catastrophic, it means your child would be carrying debt worth more than nine months of their starting salary.

The four-year earnings figure of $63,649 shows meaningful income growth, which is encouraging. However, when peer programs at schools like Walsh University and Ohio State are producing graduates earning $80,000+ and $59,000 respectively in year four, it raises questions about whether Xavier's outcomes justify its higher borrowing costs. The estimated first-year figure already sits at the state median, suggesting Xavier isn't delivering an earnings premium despite the debt premium.

For a Jesuit private university with an 88% admission rate, you're likely paying more for smaller classes and campus experience rather than labor market advantage. If your child is taking on close to $35,000 in debt, make sure they're choosing Xavier for reasons beyond the HR credential itself—the estimated outcomes suggest this degree path doesn't require a premium-priced education to succeed.