Median Earnings (1yr)
$43,119
38th percentile (40th in OH)
Median Debt
$20,000
23% below national median
Debt-to-Earnings
0.46
Manageable
Sample Size
40
Adequate data

Analysis

Youngstown State's business program represents a classic budget-conscious choice: below-average earnings offset by notably lower debt. Graduates start at $43,119—about $2,500 below Ohio's median for business programs—but exit with just $20,000 in debt compared to the state average of $27,000. That's a $7,000 difference that matters when you're making early-career payments.

The practical math works in this program's favor. With a debt-to-earnings ratio of 0.46, graduates owe less than half their first-year salary, making loans manageable even on a modest starting wage. Earnings growth to $51,000 by year four is solid at 19%, suggesting graduates gain traction as they build experience. However, context matters: Ohio's business landscape offers substantially higher ceilings elsewhere. Top state programs like Miami University and Ohio State produce graduates earning $60,000-$68,000—a difference of $17,000 to $25,000 annually that compounds significantly over a career.

For families prioritizing affordability and minimizing debt burden, Youngstown State delivers functional value. The program won't position graduates for the highest-paying corporate roles immediately, but the lighter debt load provides breathing room to pursue opportunities without financial pressure. If your child has stronger credentials and can access Ohio's more competitive programs, the earnings premium likely justifies higher sticker prices. But for students seeking a manageable path into business roles without crushing debt, this represents a reasonable middle ground.

Where Youngstown State University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Youngstown State UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Youngstown State University graduates compare to all programs nationally

Youngstown State University graduates earn $43k, placing them in the 38th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Business Administration, Management and Operations bachelors's programs at peer institutions in Ohio (64 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Youngstown State University$43,119$51,077$20,0000.46
Miami University-Oxford$67,823$84,103$25,0000.37
University of Dayton$63,897$75,643$23,3640.37
Ohio State University-Main Campus$61,423$73,933$23,2500.38
Bowling Green State University-Main Campus$60,807$70,489$25,0000.41
University of Cincinnati-Main Campus$60,360$77,827$23,4520.39
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Miami University-Oxford
Oxford
$17,809$67,823$25,000
University of Dayton
Dayton
$47,600$63,897$23,364
Ohio State University-Main Campus
Columbus
$12,859$61,423$23,250
Bowling Green State University-Main Campus
Bowling Green
$14,081$60,807$25,000
University of Cincinnati-Main Campus
Cincinnati
$13,570$60,360$23,452

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Youngstown State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 40 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.