Analysis
Comparable accounting associate's programs in Ohio produce first-year earnings around $35,700βright at the state median but trailing the national benchmark of $37,000. For an estimated $18,500 in debt, this creates a debt-to-earnings ratio of 0.52, which is manageable compared to the state's typical $24,750 median debt for these programs. The lighter debt load partially offsets the fact that peer schools like Cuyahoga Community College report significantly higher earnings for their accounting graduates.
The challenge is that similar programs show wide variation in outcomes. Cuyahoga's reported $44,500 demonstrates that geography and curriculum strength matter substantially in accounting. Based on patterns across Ohio community colleges, Zane State's program appears positioned in the middle tierβnot commanding premium salaries like Cleveland-area programs, but avoiding the debt burden that could make entry-level accounting wages feel crushing.
For parents, the $18,500 estimated debt represents about six months of gross income based on comparable program outcomes, which is a reasonable starting point for an accounting career. However, the lack of school-specific data means you're betting on Zane State matching statewide norms rather than rising to the level of stronger programs. If staying near Zanesville is essential, this path works. If relocation is possible, programs with documented higher earnings deserve serious consideration.
Where Zane State College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Ohio
Accounting associates's programs at peer institutions in Ohio (57 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,856 | $35,703* | β | $18,516* | β | |
| $3,736 | $44,532* | $46,606 | $15,931* | 0.36 | |
| $4,670 | $38,671* | $35,917 | $19,455* | 0.50 | |
| $19,542 | $36,958* | $38,715 | $26,291* | 0.71 | |
| $5,400 | $35,703* | $49,894 | $18,516* | 0.52 | |
| $9,385 | $34,785* | $36,239 | $32,361* | 0.93 | |
| National Median | β | $37,000* | β | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Zane State College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in OH. Actual outcomes may vary.