Analysis
A debt-to-earnings ratio of 0.35 is solid territory for any two-year degree, and while these figures come from peer programs nationally rather than Alpena's specific graduates, they suggest a manageable financial picture. Based on comparable associate programs in computer science, first-year earnings around $36,000 against $12,500 in debt means a graduate could theoretically pay off student loans within a year of full-time work—assuming they land in the field and manage expenses carefully.
The challenge is what these estimates can't tell you. Michigan has 14 schools offering this credential, but none report actual outcomes data, which means we're flying somewhat blind on how community college IT programs perform in this particular labor market. The national benchmark of $35,760 aligns with Alpena's estimate, but that average includes programs in tech hubs with very different job markets than northeastern Michigan. What matters most is whether local employers—or employers within commuting distance—actually hire associate-level IT workers, and at what salaries.
For families in rural Michigan where four-year degrees feel financially out of reach, this represents a lower-risk entry point into tech fields. The debt load is modest enough that even if your child needs to pivot careers or continue education elsewhere, they won't be trapped by payments. Just recognize you're betting on estimates drawn from programs that may operate in fundamentally different economic contexts than Alpena's.
Where Alpena Community College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,130 | $35,761* | — | $12,500* | — | |
| $5,550 | $60,163* | — | $17,218* | 0.29 | |
| $4,257 | $55,961* | $75,016 | $10,250* | 0.18 | |
| $3,540 | $55,738* | $59,873 | $19,140* | 0.34 | |
| $4,740 | $53,219* | — | $20,098* | 0.38 | |
| $16,450 | $50,111* | $65,335 | $22,164* | 0.44 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Alpena Community College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.