Median Earnings (1yr)
$24,139
23rd percentile (40th in NJ)
Median Debt
$12,182
28% above national median
Debt-to-Earnings
0.50
Manageable
Sample Size
558
Adequate data

Analysis

This Allied Health program at American Institute-Clifton presents a mixed value proposition that requires careful consideration. While graduates carry manageable debt loads—about $2,700 less than the national median and ranking in the 21st percentile nationally—their earnings significantly lag behind expectations. First-year graduates earn $24,139, which is $3,000 below the national median and $3,700 below New Jersey's median for similar programs.

The earnings gap becomes more concerning when compared to top-performing New Jersey schools. Graduates from leading programs like Eastwick College earn $8,000-$9,000 more annually, representing a substantial difference in lifetime earning potential. Even after four years, this program's graduates earn just $26,393, still well below what peers at stronger programs earn immediately after graduation. The modest 9% earnings growth over four years also suggests limited career advancement opportunities.

The low debt-to-earnings ratio of 0.50 means graduates aren't drowning in debt, but they're also not maximizing their earning potential in a field where better-paying opportunities clearly exist in New Jersey. Given that 85% of students receive Pell grants, many families are already financially stretched and need programs that deliver stronger returns. Consider exploring the higher-performing schools in the state, as the modest difference in potential debt could be offset by significantly higher earnings throughout your child's career.

Where American Institute-Clifton Stands

Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally

American Institute-CliftonOther allied health and medical assisting services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How American Institute-Clifton graduates compare to all programs nationally

American Institute-Clifton graduates earn $24k, placing them in the 23th percentile of all allied health and medical assisting services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Allied Health and Medical Assisting Services certificate's programs at peer institutions in New Jersey (36 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
American Institute-Clifton$24,139$26,393$12,1820.50
Eastwick College-Ramsey$33,265$33,388$10,1660.31
Eastwick College-Nutley$32,483$32,109$9,5000.29
ASI Career Institute$31,485—$4,2710.14
Lincoln Technical Institute-Moorestown$30,787$29,689$10,9160.35
Lincoln Technical Institute-Paramus$30,787$29,689$10,9160.35
National Median$27,186—$9,5000.35

Other Allied Health and Medical Assisting Services Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Eastwick College-Ramsey
Ramsey
$17,028$33,265$10,166
Eastwick College-Nutley
Nutley
$14,846$32,483$9,500
ASI Career Institute
Turnersville
—$31,485$4,271
Lincoln Technical Institute-Moorestown
Moorestown
—$30,787$10,916
Lincoln Technical Institute-Paramus
Paramus
—$30,787$10,916

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At American Institute-Clifton, approximately 85% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 558 graduates with reported earnings and 644 graduates with debt data. Small samples may not be representative.