Analysis
An estimated debt load of $23,823 for an online associate's degree puts this program above both the Arizona median ($18,446) and the national median ($19,354) for accounting programs at this level. Based on comparable programs nationally, first-year earnings around $37,000 suggest graduates would owe roughly two-thirds of their initial salary—manageable but not ideal when peer programs in Arizona typically leave students with about $5,000 less debt while producing similar earnings outcomes.
The school serves a predominantly low-income population (73% receiving Pell grants), and for these students especially, the debt difference matters. Community colleges in Arizona like Pima report nearly identical first-year earnings ($37,358) while graduates there carry significantly less debt. When University of Phoenix graduates in the same state earn only slightly more ($38,794), the value case for this program becomes harder to make.
For a parent weighing this option, the concern is straightforward: your child would likely enter the workforce with more debt than necessary for the same career trajectory. Unless there are compelling reasons—perhaps transfer credits that dramatically reduce time to completion or scheduling flexibility that's essential—Arizona offers clearer paths to an accounting career that don't require borrowing an extra $5,000 to reach the same destination.
Where American InterContinental University System Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Arizona
Accounting associates's programs at peer institutions in Arizona (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,310 | $37,001* | — | $23,823* | — | |
| $9,552 | $38,794* | $39,413 | $24,793* | 0.64 | |
| $2,370 | $37,358* | $34,454 | $12,098* | 0.32 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At American InterContinental University System, approximately 73% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.