Median Earnings (1yr)
$37,358
52nd percentile (40th in AZ)
Median Debt
$12,098
37% below national median
Debt-to-Earnings
0.32
Manageable
Sample Size
34
Adequate data

Analysis

Pima Community College's accounting associate degree starts promisingly with first-year earnings of $37,358, essentially matching the national median. The real concern is what happens next: graduates earn **less** four years out than they did immediately after graduation, dropping to $34,454. Among Arizona's 21 accounting programs, this one ranks at the 40th percentile—meaning six in ten Arizona accounting programs produce better earning outcomes.

The debt picture offers some relief. At $12,098, graduates borrow significantly less than both the state median ($18,446) and national median ($19,354), creating a manageable debt-to-earnings ratio of 0.32. With a third of students receiving Pell grants, this represents an accessible pathway into accounting careers. The problem isn't affordability—it's the trajectory after graduation.

For parents, the central question is whether an associate degree alone will meet your child's career goals. The declining earnings pattern suggests many graduates may need additional credentials or pivot careers within a few years. If your child plans to continue toward a bachelor's degree while working, the low debt load makes this a reasonable first step. If they're planning to stop at the associate level, understand that earnings may plateau or decline rather than grow with experience.

Where Pima Community College Stands

Earnings vs. debt across all accounting associates's programs nationally

Pima Community CollegeOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Pima Community College graduates compare to all programs nationally

Pima Community College graduates earn $37k, placing them in the 52th percentile of all accounting associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Arizona

Accounting associates's programs at peer institutions in Arizona (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Pima Community College$37,358$34,454$12,0980.32
University of Phoenix-Arizona$38,794$39,413$24,7930.64
National Median$37,000—$19,3540.52

Other Accounting Programs in Arizona

Compare tuition, earnings, and debt across Arizona schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Phoenix-Arizona
Phoenix
$9,552$38,794$24,793

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Pima Community College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.