Median Earnings (1yr)
$42,509
77th percentile
60th percentile in West Virginia
Median Debt
$20,097
4% above national median

Analysis

American Public University System's online accounting program produces graduates earning $42,509 in their first year—substantially above both the national median ($37,000) and West Virginia's median ($37,184) for associate-level accounting degrees. At 60th percentile statewide and 77th percentile nationally, these outcomes place it among the stronger performers, though the small sample size (under 30 graduates) means individual circumstances could significantly influence these averages.

The debt picture looks reasonable at first glance: $20,097 is close to the national norm, translating to a debt-to-earnings ratio of 0.47. However, comparing to West Virginia's typical debt load of $15,693 reveals graduates here are borrowing about $4,400 more than average for similar in-state programs. Since this is an online program serving students nationwide, that extra debt might reflect out-of-state costs or students who take longer to complete. The modest 3% earnings growth to year four suggests accounting careers start relatively strong but flatten quickly at the associate level—not unusual for entry-level bookkeeping roles.

For a working adult seeking credentials to break into accounting remotely, these numbers work: you'll likely earn enough to manage the debt comfortably. But families should verify the sample size issue doesn't mask wide variation in outcomes, and West Virginia residents might find better value at in-state alternatives with lower typical debt loads.

Where American Public University System Stands

Earnings vs. debt across all accounting associates's programs nationally

Earnings Distribution

How American Public University System graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
American Public University System$42,509$43,727+3%
Southern New Hampshire University$37,986$53,096+40%
Connecticut State Community College$42,591$52,194+23%
Nassau Community College$35,513$51,744+46%
Indiana Wesleyan University-Marion$52,576$50,545-4%

Compare to Similar Programs in West Virginia

Accounting associates's programs at peer institutions in West Virginia (11 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
American Public University SystemCharles Town$8,400$42,509$43,727$20,0970.47
West Virginia Junior College-MorgantownMorgantown$14,313$31,860$11,2890.35
National Median$37,000$19,3540.52

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At American Public University System, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.