Median Earnings (1yr)
$42,509
77th percentile (60th in WV)
Median Debt
$20,097
4% above national median
Debt-to-Earnings
0.47
Manageable
Sample Size
19
Limited data

Analysis

American Public University System's online accounting program produces graduates earning $42,509 in their first year—substantially above both the national median ($37,000) and West Virginia's median ($37,184) for associate-level accounting degrees. At 60th percentile statewide and 77th percentile nationally, these outcomes place it among the stronger performers, though the small sample size (under 30 graduates) means individual circumstances could significantly influence these averages.

The debt picture looks reasonable at first glance: $20,097 is close to the national norm, translating to a debt-to-earnings ratio of 0.47. However, comparing to West Virginia's typical debt load of $15,693 reveals graduates here are borrowing about $4,400 more than average for similar in-state programs. Since this is an online program serving students nationwide, that extra debt might reflect out-of-state costs or students who take longer to complete. The modest 3% earnings growth to year four suggests accounting careers start relatively strong but flatten quickly at the associate level—not unusual for entry-level bookkeeping roles.

For a working adult seeking credentials to break into accounting remotely, these numbers work: you'll likely earn enough to manage the debt comfortably. But families should verify the sample size issue doesn't mask wide variation in outcomes, and West Virginia residents might find better value at in-state alternatives with lower typical debt loads.

Where American Public University System Stands

Earnings vs. debt across all accounting associates's programs nationally

American Public University SystemOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How American Public University System graduates compare to all programs nationally

American Public University System graduates earn $43k, placing them in the 77th percentile of all accounting associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in West Virginia

Accounting associates's programs at peer institutions in West Virginia (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
American Public University System$42,509$43,727$20,0970.47
West Virginia Junior College-Morgantown$31,860—$11,2890.35
National Median$37,000—$19,3540.52

Other Accounting Programs in West Virginia

Compare tuition, earnings, and debt across West Virginia schools

SchoolIn-State TuitionEarnings (1yr)Debt
West Virginia Junior College-Morgantown
Morgantown
$14,313$31,860$11,289

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At American Public University System, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.