Mathematics at Amherst College
Bachelor's Degree
Analysis
An Amherst math degree launches graduates into dramatically higher earnings than most programs, with first-year median pay of $78,500—61% above the national median for math majors and 27% above Massachusetts' already strong state average. By year four, earnings jump to $109,199, positioning Amherst alongside MIT and just behind Tufts among Bay State institutions. The debt picture strengthens this value proposition: at $14,745, graduates carry 32% less debt than typical Massachusetts math majors and about one-third the national median. That translates to a debt-to-earnings ratio of just 0.19, meaning graduates could theoretically pay off their loans in under three months of earnings.
What makes this particularly compelling is the combination of elite outcomes with reasonable debt loads. While Amherst's 10% admission rate signals selectivity that filters for high-achieving students, the program delivers on that promise with consistent earnings growth and ranks in the 95th percentile nationally on both earnings and low debt. The moderate sample size (30-100 graduates) is solid enough for confidence in these numbers.
For families who can navigate Amherst's competitive admissions, this represents mathematics education at its strongest ROI: exceptional earning power, minimal debt burden, and four-year trajectory that suggests graduates are landing roles at top firms rather than struggling to find their footing.
Where Amherst College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Amherst College graduates compare to all programs nationally
Amherst College graduates earn $79k, placing them in the 95th percentile of all mathematics bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Massachusetts
Mathematics bachelors's programs at peer institutions in Massachusetts (44 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Amherst College | $78,500 | $109,199 | $14,745 | 0.19 |
| Tufts University | $110,512 | — | $17,750 | 0.16 |
| Massachusetts Institute of Technology | $109,288 | $180,882 | $10,003 | 0.09 |
| Northeastern University | $76,392 | $90,232 | $21,750 | 0.28 |
| Bentley University | $74,737 | — | $19,334 | 0.26 |
| Boston College | $74,144 | $98,946 | $18,025 | 0.24 |
| National Median | $48,772 | — | $21,500 | 0.44 |
Other Mathematics Programs in Massachusetts
Compare tuition, earnings, and debt across Massachusetts schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Tufts University Medford | $67,844 | $110,512 | $17,750 |
| Massachusetts Institute of Technology Cambridge | $60,156 | $109,288 | $10,003 |
| Northeastern University Boston | $63,141 | $76,392 | $21,750 |
| Bentley University Waltham | $58,150 | $74,737 | $19,334 |
| Boston College Chestnut Hill | $67,680 | $74,144 | $18,025 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Amherst College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 19 graduates with debt data. Small samples may not be representative.