Median Earnings (1yr)
$109,288
95th percentile (95th in MA)
Median Debt
$10,003
53% below national median
Debt-to-Earnings
0.09
Manageable
Sample Size
34
Adequate data

Analysis

MIT's mathematics program obliterates typical outcomes for this major—both nationally and within Massachusetts. While the median math graduate in the U.S. earns $48,772 one year out, MIT's earn $109,288, more than double. Even within Massachusetts, where math programs already pay better than the national average ($61,761), MIT's outcomes tower above the competition. That 95th percentile ranking against both national and state benchmarks isn't just statistical noise—it reflects real career acceleration into quantitative finance, tech, consulting, and research roles that other math programs rarely access.

The financial picture is equally striking. With just $10,003 in median debt (the national median is $21,500), graduates face essentially zero financial risk—debt represents less than 10% of first-year earnings. The 66% earnings growth to $180,882 by year four suggests graduates are climbing into senior technical roles or completing graduate work that substantially increases their market value. For context, most college programs see flat or modest growth over this period.

For families who can navigate MIT's 5% admission rate, this represents one of the safest bets in higher education. The combination of minimal debt, exceptional starting salaries, and continued earnings growth makes this program essentially foolproof financially, even accounting for MIT's demanding academic environment.

Where Massachusetts Institute of Technology Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Massachusetts Institute of TechnologyOther mathematics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Massachusetts Institute of Technology graduates compare to all programs nationally

Massachusetts Institute of Technology graduates earn $109k, placing them in the 95th percentile of all mathematics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Mathematics bachelors's programs at peer institutions in Massachusetts (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Massachusetts Institute of Technology$109,288$180,882$10,0030.09
Tufts University$110,512$17,7500.16
Amherst College$78,500$109,199$14,7450.19
Northeastern University$76,392$90,232$21,7500.28
Bentley University$74,737$19,3340.26
Boston College$74,144$98,946$18,0250.24
National Median$48,772$21,5000.44

Other Mathematics Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Tufts University
Medford
$67,844$110,512$17,750
Amherst College
Amherst
$67,280$78,500$14,745
Northeastern University
Boston
$63,141$76,392$21,750
Bentley University
Waltham
$58,150$74,737$19,334
Boston College
Chestnut Hill
$67,680$74,144$18,025

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts Institute of Technology, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.