Mathematics at Massachusetts Institute of Technology
Bachelor's Degree
Analysis
MIT's mathematics program obliterates typical outcomes for this major—both nationally and within Massachusetts. While the median math graduate in the U.S. earns $48,772 one year out, MIT's earn $109,288, more than double. Even within Massachusetts, where math programs already pay better than the national average ($61,761), MIT's outcomes tower above the competition. That 95th percentile ranking against both national and state benchmarks isn't just statistical noise—it reflects real career acceleration into quantitative finance, tech, consulting, and research roles that other math programs rarely access.
The financial picture is equally striking. With just $10,003 in median debt (the national median is $21,500), graduates face essentially zero financial risk—debt represents less than 10% of first-year earnings. The 66% earnings growth to $180,882 by year four suggests graduates are climbing into senior technical roles or completing graduate work that substantially increases their market value. For context, most college programs see flat or modest growth over this period.
For families who can navigate MIT's 5% admission rate, this represents one of the safest bets in higher education. The combination of minimal debt, exceptional starting salaries, and continued earnings growth makes this program essentially foolproof financially, even accounting for MIT's demanding academic environment.
Where Massachusetts Institute of Technology Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Massachusetts Institute of Technology graduates compare to all programs nationally
Massachusetts Institute of Technology graduates earn $109k, placing them in the 95th percentile of all mathematics bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Massachusetts
Mathematics bachelors's programs at peer institutions in Massachusetts (44 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Massachusetts Institute of Technology | $109,288 | $180,882 | $10,003 | 0.09 |
| Tufts University | $110,512 | — | $17,750 | 0.16 |
| Amherst College | $78,500 | $109,199 | $14,745 | 0.19 |
| Northeastern University | $76,392 | $90,232 | $21,750 | 0.28 |
| Bentley University | $74,737 | — | $19,334 | 0.26 |
| Boston College | $74,144 | $98,946 | $18,025 | 0.24 |
| National Median | $48,772 | — | $21,500 | 0.44 |
Other Mathematics Programs in Massachusetts
Compare tuition, earnings, and debt across Massachusetts schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Tufts University Medford | $67,844 | $110,512 | $17,750 |
| Amherst College Amherst | $67,280 | $78,500 | $14,745 |
| Northeastern University Boston | $63,141 | $76,392 | $21,750 |
| Bentley University Waltham | $58,150 | $74,737 | $19,334 |
| Boston College Chestnut Hill | $67,680 | $74,144 | $18,025 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Massachusetts Institute of Technology, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 34 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.