Analysis
Similar business programs in Maryland suggest first-year earnings around $36,800, but the four-year trajectory tells a more interesting story. Graduates from this program earn $56,194 four years out—substantially higher than the typical starting point and well above what most Maryland associate degree holders in business earn. That kind of growth indicates the credential opens doors, even if the initial salary doesn't wow.
The estimated debt load of $10,750 works out to roughly three months of that first-year salary, a manageable burden by most standards. This sits below both the state median for similar programs and the national benchmark, which matters when you're comparing Anne Arundel to alternatives. The debt-to-earnings ratio of 0.29 suggests graduates can realistically handle repayment while building their careers.
Keep in mind these figures come from peer programs across Maryland rather than Anne Arundel's specific outcomes. What you can bank on: the four-year earnings are actual reported data for this program, showing real upward momentum. For families worried about starting salaries, that mid-50s income by year four—combined with modest debt—makes this a relatively safe bet among community college business programs, though students planning to transfer should factor in additional costs ahead.
Where Anne Arundel Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Anne Arundel Community College | — | $56,194 | — |
| Montgomery College | $29,449 | $51,009 | +73% |
| Strayer University-Maryland | $44,154 | $47,516 | +8% |
| Community College of Baltimore County | $36,801 | $44,670 | +21% |
| Hagerstown Community College | $41,970 | $44,478 | +6% |
Compare to Similar Programs in Maryland
Business/Commerce associates's programs at peer institutions in Maryland (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,178 | $36,801* | $56,194 | $10,750* | — | |
| $13,920 | $44,154* | $47,516 | $32,810* | 0.74 | |
| $4,320 | $41,970* | $44,478 | $12,750* | 0.30 | |
| $4,380 | $36,801* | $44,670 | $17,499* | 0.48 | |
| $3,772 | $33,619* | $42,863 | $7,062* | 0.21 | |
| $5,394 | $29,449* | $51,009 | $9,250* | 0.31 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Anne Arundel Community College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MD. Actual outcomes may vary.