Analysis
A debt load around $12,500 for a two-year tech credential looks manageable on paper, but the context here matters. Similar associate programs in computer science nationally typically produce first-year earnings near $36,000, and Maryland's community colleges report debt levels slightly below that national figure—both modest benchmarks that suggest a reasonable investment. However, without actual outcome data for Anne Arundel's specific graduates, parents should recognize they're making decisions based on what peer programs deliver, not what this particular school has demonstrated.
The 0.35 debt-to-earnings ratio based on these estimates would normally signal solid ground: you'd be borrowing roughly four months of first-year income. But Maryland's strong tech economy complicates the picture. Associate degrees in computer science can serve as either endpoints or stepping stones, and first-year earnings don't reveal which path most graduates take. Are students landing help desk roles and staying there, or are they transferring to four-year programs for better-paying positions? The low Pell Grant percentage (20%) suggests Anne Arundel may primarily serve students with existing resources or career changers seeking quick credentials rather than traditional community college students needing a clear economic launchpad.
This program appears financially feasible if your child has a specific entry-level tech role in mind and plans to work immediately. But confirm what actual graduates from Anne Arundel are doing—where they're employed and whether they continue their education—before treating these peer-based estimates as predictive of your family's outcome.
Where Anne Arundel Community College Stands
Earnings vs. debt across all computer and information sciences associates's programs nationally
Compare to Similar Programs Nationally
Computer and Information Sciences associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,178 | $35,761* | — | $12,500* | — | |
| $5,550 | $60,163* | — | $17,218* | 0.29 | |
| $4,257 | $55,961* | $75,016 | $10,250* | 0.18 | |
| $3,540 | $55,738* | $59,873 | $19,140* | 0.34 | |
| $4,740 | $53,219* | — | $20,098* | 0.38 | |
| $16,450 | $50,111* | $65,335 | $22,164* | 0.44 | |
| National Median | — | $35,760* | — | $14,932* | 0.42 |
Career Paths
Occupations commonly associated with computer and information sciences graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Computer Network Architects
Telecommunications Engineering Specialists
Information Security Analysts
Database Administrators
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Anne Arundel Community College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 80 similar programs. Actual outcomes may vary.