Analysis
A projected debt load of $21,750 for a bachelor's in mathematics sits right at the national median, though Michigan programs typically carry slightly higher debt around $25,000. Combined with first-year earnings estimates near $48,000—based on Michigan State and other comparable state programs—this produces a debt-to-earnings ratio of 0.45, which falls within a manageable range for STEM graduates who often see steady salary growth.
The challenge is that these figures are drawn from peer institutions rather than Aquinas's own graduate outcomes, making it harder to assess what this specific program delivers. Michigan's math landscape varies dramatically: U-M Ann Arbor graduates earn $80,000 in their first year, while Grand Valley graduates start around $45,000. Where Aquinas falls in that spectrum depends on factors like employer networks in Grand Rapids, whether graduates pursue teaching versus private sector work, and how well the curriculum prepares students for quantitative roles.
For families weighing this investment, the estimated numbers suggest reasonable financial fundamentals—a debt load that wouldn't overwhelm typical math graduate earnings. But without actual placement data from Aquinas itself, you're making an informed guess rather than evaluating a track record. Ask the department directly about recent graduate outcomes, typical employers, and whether their students pursue teaching certifications or analyst positions, as those paths produce very different earnings trajectories.
Where Aquinas College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Michigan
Mathematics bachelors's programs at peer institutions in Michigan (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,520 | $47,951* | — | $21,750* | — | |
| $17,228 | $80,676* | $97,139 | $21,589* | 0.27 | |
| $15,988 | $47,951* | $54,324 | $21,500* | 0.45 | |
| $14,628 | $45,349* | $46,279 | $27,000* | 0.60 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Aquinas College, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MI. Actual outcomes may vary.