Analysis
A bachelor's in finance from Arcadia would likely leave graduates with debt right at Pennsylvania's median for the fieldβaround $27,000βwhile estimated first-year earnings of roughly $58,000 match what similar programs across the state produce. That's a manageable 0.47 debt-to-earnings ratio, meaning half a year's salary to pay off loans, which is reasonable territory for a business degree. The earnings figure aligns with the national median for finance programs as well, suggesting graduates would enter the job market on competitive footing.
However, Pennsylvania's finance landscape shows stark divides. While peer programs in the state suggest Arcadia graduates would earn solidly in the middle of the pack, the top programs pull in dramatically different numbersβPenn and Villanova graduates start at $123,000 and $82,000 respectively. The gap isn't necessarily about curriculum quality; it likely reflects recruiting pipelines, alumni networks, and which employers target specific campuses for analyst roles. Arcadia's 79% admission rate and mid-range SAT scores position it as an accessible option, but that accessibility may not translate to the same high-finance opportunities.
For parents, the practical question is career trajectory. If your student plans to pursue traditional finance roles at major firms, understand that Arcadia may require more hustle to break in compared to competitors with established Wall Street pipelines. For corporate finance, banking, or financial planning roles in the Philadelphia region, the estimated debt load appears justifiable against likely starting salaries.
Where Arcadia University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Finance and Financial Management Services bachelors's programs at peer institutions in Pennsylvania (49 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $48,290 | $57,855* | β | $26,980* | β | |
| $66,104 | $122,698* | $206,646 | $12,865* | 0.10 | |
| $64,701 | $82,008* | $110,166 | $26,197* | 0.32 | |
| $62,180 | $76,720* | $107,260 | $23,250* | 0.30 | |
| $51,340 | $66,072* | $85,648 | $25,000* | 0.38 | |
| $53,638 | $62,672* | β | $26,980* | 0.43 | |
| National Median | β | $53,590* | β | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Arcadia University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in PA. Actual outcomes may vary.